11 Riverdale Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 11 Riverdale Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,212 sqft · built 1962
Lot Size	0.33 acres (14,374 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Feb 2025)
Tax Bill	$3,032 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:96 B:101`

Property Details

APN / Parcel Number

Primary APN	`WEST M:96 B:101`
Alternative APNs	`M:096 B:101 L` `13295450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	3,048 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,374 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	13295450
Street Address	11 RIVERDALE RD
City	WESTERLY
State	RI
Zip	02891-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	101
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2009
Census Tract	50802

Owner

11 Riverdale Rd is owned and occupied by two individuals who bought it in February 2025.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 RIVERDALE RD, WESTERLY, RI 02891-2825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2025	Deed, Transfer · Stand-Alone First Mortgage WESTERLY COMMUNITY CU
Jun 3, 2019	Guardian's Deed, Transfer NOT AVAILABLE
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAVINGS INSTITUTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on File
Deed Sale	Feb 28, 2025 · Amount on File
Deed Book / Page	2025 / 2267
Prior Transfer Date	Feb 27, 2025
Prior Transfer Doc	02025-2270
Record Updated	Oct 29, 2026

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 28, 2025
Property Address	11 RIVERDALE RD, WESTERLY, RI 02891-2825
Document Number	02025-2267
Book / Page	2025 / 2267
Instrument Date	Feb 27, 2025
Instrument	2025-0575
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0020250577
Date	Feb 28, 2025
Instrument	2025-0577

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2040

June 2019: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 3, 2019
Property Address	11 RIVERDALE RD, WESTERLY, RI 02891-2825
Document Number	2019-8930
Book / Page	002019 / 008930
Instrument Date	May 29, 2019
Instrument	2273
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11 RIVERDALE RD WESTERLY RI 028912825, WESTERLY, RI 02891-2825

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	11 RIVERDALE RD, WESTERLY, RI 02891-2825
Document Number	2018-9265
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018-9265
Date	Jun 5, 2018
Book Page	002018/009265
Instrument	2329

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11 Riverdale Rd was $3,032.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,032.00	$389,700 Land $171,600 Building $218,100	$464,690
2023	$3,041.00 (+0.6%)	$299,300 (-) Land $122,600 Building $176,700
2022	$3,023.00	$299,300 Land $122,600 Building $176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Riverdale Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Riverdale Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Breezeline, Frontier, T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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