11 River Bluff Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 11 River Bluff Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,482 sqft · built 1982
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$25,250 (May 2025)
Tax Bill	$2,634 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`413500A128`

Property Details

APN / Parcel Number

Primary APN	`413500A128`
Alternative APN	`2-0061-5025-00-0079.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	494 sqft
Unfinished Basement	494 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	413500A128
Street Address	11 RIVER BLUFF DR
City	SAINT PETERS
State	MO
Zip	63376-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OAK BEND #2 LOT 79
Legal Subdivision	OAK BEND #2
Legal Lot Number	79
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1012
Census Tract	311733

Owner

11 River Bluff Dr is owned and occupied by an individual who bought it in May 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	11 RIVER BLUFF DR, SAINT PETERS, MO 63376-3603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 26, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2025 · Amount on File
Deed Sale	May 13, 2025 · Amount on File
Prior Sale	May 13, 2022 · Amount on File
Deed Document Number	202519486
Prior Transfer Date	Apr 30, 2025
Prior Transfer Doc	0000019486
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 13, 2022
Property Address	11 RIVER BLUFF DR, SAINT PETERS, MO 63376-3603
Document Number	0000027563
Map Reference	MB 17 PG 44
Instrument Date	Apr 8, 2021
Instrument	2022R-027563
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 RIVER BLUFF DR, 11, SAINT PETERS, MO 63376-3603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RIVER BLUFF DR, SAINT PETERS, MO 63376-3603

Mortgage

Document Number	0000027564
Date	May 13, 2022
Instrument	2022R-027564

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	228 Months
Due	May 1, 2041

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	11 RIVER BLUFF DR, SAINT PETERS, MO 63376-3603
Document Number	0069560613
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RIVER BLUFF DR ST PETERS MO 633763603, ST PETERS, MO 63376-3603

Mortgage

Document Number	0069560613
Date	Jul 31, 2018
Book Page	006956/000613
Instrument	434290

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 30, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 11 River Bluff Dr was $2,634, up 6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,381 (-)	$233,586 (-) Land $45,000 Building $188,586
2025	$2,634.00 (+6.04%)	$44,381	$233,586 Land $45,000 Building $188,586
2024	$2,484.00
2023		$40,694
2022			$214,179 Land $35,000 Building $179,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 River Bluff Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 River Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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