11 Riva Rdg, Big Spring, TX 79720 Property Records

Howard County property record for 11 Riva Rdg, Big Spring, TX 79720

Property Summary

Property Type	Single Family Home
Details	3,894 sqft · built 2022
Lot Size	4.98 acres (216,929 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R000090162`

Property Details

APN / Parcel Number

Primary APN	`R000090162`
Alternative APNs	`51517000121` `302063` `752556`

Interior

Building Area	3,894 sqft Total Area

Exterior

Year Built	Built 2022
Lot Area	216,929 sqft (4.98 acres)

Location & Zoning

Account Number	752556
Street Address	11 RIVA RDG
City	BIG SPRING
State	TX
Zip	79720-7065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK B, CAMPESTRE ESTATES A 4.98 ACRE TRACT OUT OF SC 17 BK 32 1S E/SID NORTH PIPELINE 2 BLK/TRACT 32 1S 4.98 ACRES
Legal Tract	OUT
Legal Block	B
Legal Lot Number	11
Jurisdiction	HOWARD TX
Township / Civil Division	BIG SPRING
Census Block Group	2
Census Block	2062
Census Tract	950900

Owner

Source: Howard County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 RIVA RDG, BIG SPRING, TX 79720-7065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage WESTERN BANK
Feb 11, 2022	Deed of Trust, Mortgage · Construction Mortgage WESTERN BANK
Sep 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage WESTERN BANK
Apr 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage LRS FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD TX
Property Address	11 RIVA RDG, BIG SPRING, TX 79720
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002057/509
Date	Feb 11, 2022
Book Page	2057/509
Instrument	2022-00001241

Lender

Name	WESTERN BANK
Type	Bank
Address	BIG SPRING, TX 79720

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 7, 2023

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD TX
Property Address	11 RIVA RDG, BIG SPRING, TX 79720
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KIOWA CIR, BIG SPRING, TX 79720-4123

Mortgage

Document Number	002057/528
Date	Feb 11, 2022
Book Page	2057/528
Instrument	2022-00001242

Lender

Name	WESTERN BANK
Type	Bank
Address	BIG SPRING, TX 79720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD TX
Property Address	11 RIVA RDG, BIG SPRING, TX 79720
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KIOWA CIR, BIG SPRING, TX 79720-4123

Mortgage

Document Number	002109/335
Date	Sep 19, 2022
Book Page	2109/335
Instrument	2022-00008363

Lender

Name	WESTERN BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 19, 2023

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD TX
Property Address	11 RIVA RDG, BIG SPRING, TX 79720
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KIOWA CIR, BIG SPRING, TX 79720-4123

Mortgage

Document Number	002152/693
Date	Apr 4, 2023
Book Page	2152/693
Instrument	2023-00002742

Lender

Name	LRS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	MIDLAND, TX 79705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Howard County
Unified School District	Big Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00 (+1,430.15%) Homeowner's exemption	$296,920 (-5.9%) Land $43,824 Building $253,096	$296,920 (-5.9%) Land $43,824 Building $253,096
2023		$315,531 Land $13,446 Building $302,085	$315,531 Land $13,446 Building $302,085
2022	$136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 54% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wes-Tex Telecommunications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Basin 2-Way Radio.

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