11 Ripton Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 11 Ripton Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,806 sqft · built 2021
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Nov 2021)
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7031-00090-0120`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7031-00090-0120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Living Area
1st Floor Area	1,806 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11 RIPTON PL
City	PALM COAST
State	FL
Zip	32164-6553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 31 BLOCK 00009 LOT 0012 SUBDIVISION COMPLETION YEAR 1981 OR 213 PG 895 OR 447 PG 220 OR 1017PG 1106 OR 1189 PG 225 OR 1353 PG 368 OR 1407 PG 1082 OR 1432/627CD OR 1892/1148-AFF OR 1892/1149 OR 1967/770 OR 2460/764
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	9
Legal Lot Number	12
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3001
Census Tract	60214

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 RIPTON PL, PALM COAST, FL 32164-6553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
Jul 20, 2020	Loan Modification, Mortgage FIFTH THIRD BK NA
Jul 21, 2020	Warranty Deed, Transfer HB TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	202164015
Deed Book / Page	2630 / 288
Prior Transfer Date	Mar 13, 2006
Prior Transfer Doc	0014071082
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 22, 2021
Property Address	11 RIPTON PL, PALM COAST, FL 32164-6553
Document Number	0026300288
Book / Page	2630 / 288
Map Reference	MB 10 PG 43-53
Instrument Date	Nov 17, 2021
Instrument	2021064015
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2023
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,862.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2285 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RIPTON PL, PALM COAST, FL 32164-6553

Mortgage

Document Number	0002630290
Date	Nov 22, 2021
Instrument	2630/290

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	11 RIPTON PL, PALM COAST, FL 32164-6553
Document Number	0024600766
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	HB TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number	0024600766
Date	Jul 21, 2020
Book Page	002460/000766
Instrument	27757

Lender

Name	FIFTH THIRD BK NA
Address	199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381

Agreement

Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 21, 2020
Property Address	11 RIPTON PL, PALM COAST, FL 32164-6553
Document Number	0024600764
Book / Page	002460 / 000764
Instrument Date	Jul 17, 2020
Instrument	27756
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Tax	$151.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,227.00 (+2.25%) Homeowner's exemption	$275,754 (-1.37%) Land $54,000 Building $221,754	$275,754 (-1.91%) Land $54,000 Building $221,754
2024	$4,134.00 (-5.79%)
2023	$4,388.00 (+3.25%) Homeowner's exemption	$279,582 (+5.07%)	$281,131 (+5.65%) Land $45,000 Building $236,131
2022	$4,250.00 Homeowner's exemption	$266,089 Land $45,000 Building $221,089	$266,089 Land $45,000 Building $221,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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