11 Ridge Trl, Niantic, CT 06357 Property Records

East Lyme Town property record for 11 Ridge Trl, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,660 sqft · built 2022
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Apr 2019)
Tax Bill	$10,260 (2025)
Deeds & Mortgages	Oct 2022 Refinance Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:005.9 B:00028 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:005.9 B:00028 L:00000`
Alternative APN	`4637`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,660 sqft Living Area
Gross Area	4,051 sqft
1st Floor Area	1,351 sqft
Basement Area	1,351 sqft
Unfinished Basement	1,351 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4637
Street Address	11 RIDGE TRL
City	NIANTIC
State	CT
Zip	06357-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Block	28
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	2
Census Block	2020
Census Tract	870704

Owner

Source: East Lyme Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2202 MAPLE TREE LN, EAST LYME, CT 06333-1669
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENTAGON FCU
Feb 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN CT SAVINGS BANK
Aug 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN CT SAVINGS BANK
Apr 16, 2019	Executor's Deed, Transfer · Stand-Alone First Mortgage NEWTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Deed Book / Page	1010 / 291
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	11 RIDGE TRL, NIANTIC, CT 06357-3306
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001088-284
Date	Oct 7, 2022
Book Page	1088/284
Instrument	2851

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	11 RIDGE TRL, NIANTIC, CT 06357-3306
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001075-268
Date	Feb 14, 2022
Book Page	1075/268
Instrument	466

Lender

Name	EASTERN CT SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	11 RIDGE TRL, NIANTIC, CT 06357-3306
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001036-802
Date	Aug 27, 2020
Book Page	1036/802

Lender

Name	EASTERN CT SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2051

April 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	EAST LYME CT
Recording Date	Apr 16, 2019
Property Address	11 RIDGE TRL, NIANTIC, CT 06357-3306
Document Number	001010-291
Book / Page	1010 / 291
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001010294
Date	Apr 16, 2019
Instrument	1010/294

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,260.00	$366,310 (+38.11%) Land $113,680 Building $252,630	$256,417 Land $79,576 Building $176,841
2024	$10,260.00 (+55.48%)
2023	$6,599.00 (+4.37%)	$265,230 (-) Land $113,680 Building $151,550
2022	$6,323.00	$265,230 Land $113,680 Building $151,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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