11 Ridge Loop Rd, Cle Elum, WA 98922 Property Records

Kittitas County property record for 11 Ridge Loop Rd, Cle Elum, WA 98922

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 1993
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Sep 2025)
Tax Bill	$1,991 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P527334`

Property Details

APN / Parcel Number

Primary APN	`P527334`
Alternative APNs	`1916240500248` `527334`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	576 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Material	Metal
Lot Area	15,682 sqft (0.36 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	11 RIDGE LOOP RD
City	CLE ELUM
State	WA
Zip	98922-9083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	KC-F&R
Legal Description	ACRES .36, SUNLIGHT WATERS LOT 48, BLOCK B
Legal Subdivision	SUNLIGHT WATERS
Legal Block	B
Legal Lot Number	48
Jurisdiction	KITTITAS WA
Township / Civil Division	MANASTASH RIDGE
Census Block Group	1
Census Block	1098
Census Tract	975201

Owner

Source: Kittitas County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 RIDGE LOOP RD, CLE ELUM, WA 98922-9083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 30, 2025	Warranty Deed, Transfer · FHA Mortgage PRIORITY HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	202547
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	11 RIDGE LOOP RD, CLE ELUM, WA 98922-9083
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 181ST STREET CT E, SPANAWAY, WA 98387-8359

Mortgage

Document Number	0012180029
Date	Dec 18, 2024
Instrument	202412180029

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	Sep 30, 2025
Property Address	11 RIDGE LOOP RD, CLE ELUM, WA 98922-9083
Document Number	0009300047
Map Reference	MB 4 PG 66 & 67
Instrument Date	Sep 30, 2025
Instrument	202509300047
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	EQUITY TITLE OF WA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RIDGE LOOP RD, CLE ELUM, WA 98922-9083

Mortgage

Document Number	0009300048
Date	Sep 30, 2025
Instrument	202509300048

Lender

Name	PRIORITY HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0009300049
Date	Sep 30, 2025
Instrument	202509300049

Lender

Name	WASHINGTON STATE HOUSING FINANCE COMMISS
Type	Non-Lending Institution
Address	1000 2ND AVE STE 2700, SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Kittitas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Unified School District	Thorp School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,991.00	$264,690 (+138.37%) Land $115,110 Building $149,580	$264,690 (+138.37%) Land $115,110 Building $149,580
2023		$111,040 Land $82,220 Building $28,820	$111,040 Land $82,220 Building $28,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 88% of Washington
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KITTITAS COUNTY WATER DISTRICT #7 serves 463 people · EPA ID WA5385295
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gigabeam Internet Fixed Wireless	300 / 300

May also be available: CenturyLink.

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