11 Reserve Trl, Stuart, VA 24171 Property Records

Patrick County property record for 11 Reserve Trl, Stuart, VA 24171

Property Summary

Property Type	Single Family Home
Details	built 2005
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Nov 2025)
Tax Bill	$1,321 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5216.00.55`

Property Details

APN / Parcel Number

Primary APN	`5216.00.55`
Alternative APNs	`108746` `102770` `99303`

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	25,265 sqft (0.58 acres)

Location & Zoning

Account Number	108746
Street Address	11 RESERVE TRL
City	STUART
State	VA
Zip	24171-1582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESRV AT FARYSTN LOT 26 I#25-2157
Legal Subdivision	PHASE 1
Legal Lot Number	26
Jurisdiction	PATRICK VA
Township / Civil Division	SMITH RIVER
Census Block Group	1
Census Block	1038
Census Tract	30102

Owner

Source: Patrick County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8345 CARDINGTON DR, ROANOKE, VA 24019-2241
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 27, 2023	Gift Deed, Transfer
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Jan 12, 2022 · Amount on Record
Deed Document Number	20252157
Prior Transfer Date	Jul 21, 2023
Prior Transfer Doc	0000001365
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PATRICK VA
Recording Date	Nov 12, 2025
Property Address	11 RESERVE TRL, STUART, VA 24171-1582
Document Number	0250002157
Map Reference	CAB 1 SL 269-D
Instrument Date	Nov 6, 2025
Instrument	250002157
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8345 CARDINGTON DR, ROANOKE, VA 24019-2241

Mortgage

Document Number	0250002158
Date	Nov 12, 2025
Instrument	250002158

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	PATRICK VA
Recording Date	Jul 27, 2023
Property Address	11 RESERVE TRL, STUART, VA 24171-1582
Document Number	0230001365
Instrument Date	Jul 21, 2023
Instrument	230001365
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 GUS LN, BEDFORD, VA 24523-3664

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Jan 12, 2022
Property Address	11 RESERVE TRL, STUART, VA 24171-1582
Document Number	0220000067
Instrument Date	Jan 7, 2022
Instrument	220000067
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	APPALACHIAN TITLE COMPANY LLC, APPALACHIAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000068
Date	Jan 12, 2022
Instrument	220000068

Lender

Name	UNIVERSITY LENDING GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.38%

Tax Assessment & Valuation

Source: Patrick County assessment roll, as of May 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Patrick County
Unified School District	Patrick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,321.00	$181,000 (-) Land $50,000 Building $131,000	$181,000 (-) Land $50,000 Building $131,000
2025	$1,321.00	$181,000 Land $50,000 Building $131,000	$181,000 Land $50,000 Building $131,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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