11 Red River Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 11 Red River Rd, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,118 sqft · built 1957
Lot Size	0.556 acres (24,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Nov 2018)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARW M:35 P:S1-11`

Property Details

APN / Parcel Number

Primary APN	`HARW M:35 P:S1-11`
Alternative APNs	`M:00035 B:S001 L:011` `4011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
Gross Area	3,272 sqft
1st Floor Area	1,118 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,200 sqft (0.556 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4011
Street Address	11 RED RIVER RD
City	HARWICH
State	MA
Zip	02645-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	1
Census Block	1000
Census Tract	11200

Owner

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 MARKED TREE RD, NEEDHAM, MA 02492-1627
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · ARM UNITED NATIONS FCU
Oct 25, 2021	Deed of Trust, Mortgage · ARM UNITED NATIONS FCU
Nov 30, 2018	Quit Claim Deed, Transfer JPMORGAN CHASE BANK NA
Sep 25, 2017	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Sep 25, 2017 · Amount on Record
Deed Book / Page	31699 / 317
Transfer Doc	031699-317
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	11 RED RIVER RD, HARWICH, MA 02645-3416
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00034602-1
Date	Oct 25, 2021
Book Page	34602/1
Instrument	69989

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2031
Index	1-Year CMT

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	11 RED RIVER RD, HARWICH, MA 02645-3416
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34602-1
Date	Oct 25, 2021
Book Page	34602/1
Instrument	69989

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2031
Index	1-Year CMT

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Nov 30, 2018
Property Address	11 RED RIVER RD, HARWICH, MA 02645-3416
Document Number	31699-317
Book / Page	31699 / 317
Instrument	59672
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	316990320
Date	Nov 30, 2018
Instrument	31699/0320

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Nov 30, 2033

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Sep 25, 2017
Property Address	11 RED RIVER RD, HARWICH, MA 02645-3416
Document Number	30785-168
Book / Page	030785 / 000168
Instrument Date	Sep 19, 2017
Instrument	48667
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CHATHAM RD HARWICH MA 026453308, HARWICH, MA 02645-3308

Mortgage

Document Number	30785-170
Date	Sep 25, 2017
Book Page	030785/000170
Instrument	48668

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,466.00 (+3.03%)	$586,500 (+5.13%) Land $252,700 Building $333,800	$663,955
2024	$3,364.00 (+3.06%)	$557,900 (+13.49%) Land $238,400 Building $319,500
2023	$3,264.00	$491,600 Land $216,700 Building $274,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 10 condo units
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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