Middlesex County and Reading Town property record for 11 Reading Ter, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,180 sqft · built 1958 |
| Lot Size | 0.238 acres (10,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Dec 2000) |
| Tax Bill | $10,491 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:034.0-0000-0078.0 |
| Primary APN | READ M:034.0-0000-0078.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,180 sqft Living Area |
| Gross Area | 2,900 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,380 sqft (0.238 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1410000000130 |
|---|---|
| Street Address | 11 READING TER |
| City | READING |
| State | MA |
| Zip | 01867-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:034.0-0000-0078.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 READING TER, READING, MA 01867-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Nov 04, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Oct 21, 2025 | Quit Claim Deed, Transfer Quitclaim |
| May 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2000 · Amount on Record |
| Deed Sale | Dec 14, 2000 · Amount on Record |
| Last Transfer Date | Oct 17, 2025 |
| Transfer Doc | 084763-294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 11 READING TER, READING, MA 01867-1744 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080911-458 |
|---|---|
| Date | Nov 04, 2022 |
| Book Page | 80911/458 |
| Instrument | 164157 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 21, 2025 |
| Property Address | 11 READING TER, READING, MA 01867-1744 |
| Document Number | 084763-294 |
| Book / Page | 84763 / 294 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 127752 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 READING TER, READING, MA 01867-1744 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 11 READING TER, READING, MA 01867-1744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74699-310 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 74699/310 |
| Instrument | 75177 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,491.00 (+1.16%) | $921,100 (+4.09%) Land $483,400 Building $437,700 | $827,260 (-1.96%) |
| 2024 | $10,371.00 (+3.21%) | $884,900 (+10.88%) Land $464,300 Building $420,600 | $843,790 |
| 2023 | $10,048.00 | $798,100 Land $418,700 Building $379,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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