Otsego County and Maryland Town property record for 11 Race St, Schenevus, NY 12155 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1890 |
| Square Footage | 2,672 sqft Living Area |
| Lot Size | 40,511 sqft (0.93 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $116,600 (2019) |
| Tax Bill | $3,182.00 (2025) |
| Primary APN | 363600 230.19-2-62.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,672 sqft Living Area |
| 1st Floor | 1,756 sqft 1st Floor |
| 2nd Floor | 448 sqft 2nd Floor |
| Upper Floors | 468 sqft Upper Floors |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 40,511 sqft (0.93 acres) |
| Lot Width | 101 ft Width |
| Shed | 1 Shed |
| Shed Area | 72 sqft Shed |
| Porch Area | 203 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Water Source | Commercial Water Source |
| Account Number | 032360 |
|---|---|
| Street Address | 11 RACE ST |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155-3912 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 62.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | MARYLAND |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 590701 |
Source: Otsego County and Maryland Town records · APN 363600 230.19-2-62.00
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 RACE ST, SCHENEVUS, NY 12155-3912 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 02, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 28, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Aug 06, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOME PT FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2019 · Amount on Record |
| Deed Sale | Aug 06, 2019 · Amount on Record |
| Prior Sale | Sep 02, 2015 · Amount on Record |
| Deed Doc Number | 20193500 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 11 RACE ST, SCHENEVUS, NY 12155-3912 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000846 |
|---|---|
| Date | Sep 02, 2022 |
| Instrument | 2022-4846 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 11 RACE ST, SCHENEVUS, NY 12155-3912 |
| Document Number | 0000004727 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | PO BOX 333 SCHENEVUS NY 121550333, SCHENEVUS, NY 12155-0333 |
| Document Number | 0000004727 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 4727 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Aug 06, 2019 |
| Property Address | 11 RACE ST, SCHENEVUS, NY 12155-3912 |
| Document Number | 0000003500 |
| Instrument Date | Aug 01, 2019 |
| Instrument | 3500 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $466.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 CHURCH ST ONEONTA NY 138201731, ONEONTA, NY 13820-1731 |
| Document Number | 3501 |
|---|---|
| Date | Aug 06, 2019 |
| Instrument | 3501 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 05, 2049 |
Source: Otsego County and Maryland Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Maryland Town |
| Unified School District | Schenevus Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,182.00 | $102,800 (-) Land $13,300 Building $89,500 | $145,054 (+18.53%) Land $18,767 Building $126,287 |
| 2023 | $102,800 Land $13,300 Building $89,500 | $122,381 Land $15,833 Building $106,548 |
11 Race St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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