11 Pondview Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 11 Pondview Ln, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,344 sqft · built 2003
Lot Size	1.48 acres (64,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (May 2023)
Tax Bill	$17,603 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:045.0-0000-0030.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:045.0-0000-0030.0`
Alternative APNs	`M:045.0=0000=0030.0` `1810000002010` `1810000002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,344 sqft Living Area
Gross Area	8,040 sqft
Basement Area	1,744 sqft
Unfinished Basement	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	64,512 sqft (1.48 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1810000002010
Street Address	11 PONDVIEW LN
City	READING
State	MA
Zip	01867-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 PONDVIEW LN, READING, MA 01867-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 5, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Aug 18, 2017	Quit Claim Deed, Transfer
Jul 8, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	202346337
Deed Book / Page	81502 / 516
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	11 PONDVIEW LN, READING, MA 01867-1231
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085400-418
Date	Mar 30, 2026
Book Page	85400/418
Instrument	34214

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	May 5, 2023
Property Address	11 PONDVIEW LN, READING, MA 01867-1231
Document Number	081502-516
Book / Page	81502 / 516
Instrument Date	May 5, 2023
Instrument	46337
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 PONDVIEW LN, READING, MA 01867-1231

Mortgage

Document Number	0000046338
Date	May 5, 2023
Instrument	46338

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jun 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Aug 18, 2017
Property Address	11 PONDVIEW LN, READING, MA 01867-1231
Document Number	69794-98
Book / Page	069794 / 000098
Instrument Date	Aug 17, 2017
Instrument	132753
Transaction Type	Transfer
Record Updated	Sep 5, 2017

Transaction

Amount	Amount Recorded
Tax	$6,087.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 PONDVIEW LN READING MA 018671231, READING, MA 01867-1231

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	11 PONDVIEW LN, READING, MA 01867-1231
Document Number	69718-273
Book / Page	069718 / 000273
Instrument Date	Jul 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69718-273
Date	Aug 3, 2017
Book Page	069718/000273
Instrument	123708

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,603.00 (+0.85%)	$1,606,100 (+4.8%) Land $653,700 Building $951,800	$1,691,946 (-1.52%)
2025	$17,455.00 (-20.74%)	$1,532,500 (-18.44%) Land $623,700 Building $908,800	$1,718,075 (+2.59%)
2024	$22,022.00 (+7.13%)	$1,879,000 (+15.09%) Land $608,700 Building $1,270,300	$1,674,660
2023	$20,556.00	$1,632,700 Land $528,900 Building $1,103,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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