11 Placid Valley Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 11 Placid Valley Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,482 sqft · built 2005
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$363,000 (May 2025)
Tax Bill	$1,463 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`459400674673000`

Property Details

APN / Parcel Number

Primary APN	`459400674673000`
Alternative APN	`52791`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,482 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	136 ft deep x 160 ft wide
Porch	Open Porch
Porch Area	468 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	52791
Street Address	11 PLACID VALLEY LN
City	MURPHY
State	NC
Zip	28906-4691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OWL CREEK PROP 1205/644
Legal Phase	1205
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1005
Census Tract	930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12731 FRANK DR N, SEMINOLE, FL 33776-1721
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 18, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Sep 18, 2020 · Amount on Record
Deed Document Number	2484
Deed Book / Page	1779 / 109
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	11 PLACID VALLEY LN, MURPHY, NC 28906-4691
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 SAVANNAH DR, PANAMA CITY, FL 32405-4860

Mortgage

Document Number	001726/542
Date	Dec 12, 2022
Book Page	1726/542
Instrument	7702

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Oct 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 18, 2020
Property Address	11 PLACID VALLEY LN, MURPHY, NC 28906-4691
Document Number	1656/1077
Book / Page	1656 / 1077
Instrument Date	Sep 4, 2020
Instrument	5218
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13310 SW 21ST ST, 13310, MIAMI, FL 33175-1111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 PLACID VALLEY LN, MURPHY, NC 28906-4691

Mortgage

Document Number	16561083
Date	Sep 18, 2020
Instrument	1656/1083

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,463.00	$205,990 (+23.58%)	$205,990 (+23.58%) Land $48,000 Building $157,990
2023		$166,680	$166,680 Land $48,000 Building $118,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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