St. Charles County property record for 11 Pinehurst Ridge Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,732 sqft · built 1997 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,300 (Nov 2019) |
| Tax Bill | $4,101 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A982001432 |
| Primary APN | A982001432 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 3,988 sqft |
| 1st Floor Area | 1,732 sqft |
| Basement Area | 1,676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,019 sqft (0.23 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A982001432 |
|---|---|
| Street Address | 11 PINEHURST RIDGE CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-5950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEHURST #1 LOT 91 |
| Legal Subdivision | PINEHURST #1 |
| Legal Lot Number | 91 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 311712 |
11 Pinehurst Ridge Ct is owned and occupied by two individuals who bought it in November 2019.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 PINEHURST RIDGE CT, O FALLON, MO 63366-5950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOGETHER CU |
| Nov 22, 2019 | Warranty Deed, Transfer TOGETHER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on File |
| Deed Sale | Nov 22, 2019 · Amount on File |
| Prior Sale | Aug 3, 2015 · Amount on File |
| Deed Document Number | 2019672250 |
| Deed Book / Page | 7187 / 382 |
| Prior Transfer Date | Mar 20, 2015 |
| Prior Transfer Doc | 0063980090 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 11 PINEHURST RIDGE CT, O FALLON, MO 63366-5950 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11 PINEHURST RIDGE CT, O FALLON, MO 63366-5950 |
| Document Number | 0000065929 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022R-065929 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 14, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 22, 2019 |
| Property Address | 11 PINEHURST RIDGE CT, O FALLON, MO 63366-5950 |
| Document Number | 0071870382 |
| Book / Page | 007187 / 000382 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 672250 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 PINEHURST RIDGE CT O FALLON MO 633665950, O FALLON, MO 63366-5950 |
| Document Number | 71870384 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 007187/000384 |
| Instrument | 672260 |
| Name | TOGETHER CU |
|---|---|
| Address | 423 LYNCH ST, ST LOUIS, MO 63118-1902 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.34% |
The 2025 property tax bill for 11 Pinehurst Ridge Ct was $4,101, up 7.3% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,101.00 (+7.3%) | $63,860 | $336,106 Land $75,000 Building $261,106 |
| 2024 | $3,822.00 | ||
| 2023 | $57,760 | ||
| 2022 | $304,001 Land $60,000 Building $244,001 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11 Pinehurst Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 Pinehurst Ridge Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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