Clay County property record for 11 Pinecrest Cir, Brasstown, NC 28902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 984 sqft · built 1993 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,500 (Oct 2017) |
| Tax Bill | $585 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552100513987 |
| Primary APN | 552100513987 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 984 sqft Heated Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 30,056 sqft (0.69 acres) |
| Account Number | 615940000 |
|---|---|
| Street Address | 11 PINECREST CIR |
| City | BRASSTOWN |
| State | NC |
| Zip | 28902-8727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HWY 64 AT RIVER |
| Legal Subdivision | JAMES BROOKS AND WIFE JENNIFER BROOKS |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950202 |
11 Pinecrest Cir is owned and occupied by two individuals who bought it in October 2017.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 PINECREST CIR, BRASSTOWN, NC 28902-8727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 6, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 30, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on File |
| Deed Sale | Oct 30, 2017 · Amount on File |
| Prior Sale | Sep 4, 2013 · Amount on File |
| Deed Document Number | 20172306 |
| Deed Book / Page | 414 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 11 PINECREST CIR, BRASSTOWN, NC 28902-8727 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | V15/40 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | V15/40 |
| Instrument | 2021000743 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.87% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 11 PINECREST CIR, BRASSTOWN, NC 28902-8727 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | S14/0023 |
|---|---|
| Date | Dec 6, 2018 |
| Book Page | S14/0023 |
| Instrument | 2018002749 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Oct 30, 2017 |
| Property Address | 11 PINECREST CIR, BRASSTOWN, NC 28902-8727 |
| Document Number | 414/0239 |
| Book / Page | 414 / 0239 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 2017002306 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 HOT HOUSE RD, 903, HAYESVILLE, NC 28904-5132 |
| Name | Verified Name |
|---|---|
| Address | 11 PINECREST CIR, BRASSTOWN, NC 28902-8727 |
| Document Number | 2017002307 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 2017002307 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2026 property tax bill for 11 Pinecrest Cir was $585, up 20.1% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $585.00 (+20.12%) | $156,700 (+89.94%) Land $26,400 Building $130,300 | $156,700 (+89.94%) Land $26,400 Building $130,300 |
| 2025 | $487.00 | $82,500 Land $20,300 Building $62,200 | $82,500 Land $20,300 Building $62,200 |
| 2023 | $387.00 | $82,500 Land $20,300 Building $62,200 | $82,500 Land $20,300 Building $62,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Pinecrest Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2013–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Pinecrest Cir is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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