11 Pine St, Oxford, CT 06478 Property Records

Oxford Town property record for 11 Pine St, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1970
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,000 (Nov 2022)
Tax Bill	$5,219 (2025)
Deeds & Mortgages	Jul 2021 Refinance Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W0395800`

Property Details

APN / Parcel Number

Primary APN	`W0395800`
Alternative APNs	`OXFO M:38 B:10 L:C-7` `OXFD M:38 B:10 L:C-7`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	2,972 sqft
Basement Area	1,012 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	W0395800
Street Address	11 PINE ST
City	OXFORD
State	CT
Zip	06478-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	10
Legal Lot Number	C-7
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4009
Census Tract	346101

Owner

Source: Oxford Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 PINE ST, OXFORD, CT 06478-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK
Nov 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SIKORSKY FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Dec 6, 1995 · Amount on Record
Deed Book / Page	463 / 1089
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	11 PINE ST, OXFORD, CT 06478-1412
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000452-348
Date	Jul 26, 2021
Book Page	452/348
Instrument	1208880006

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2050

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD CT
Recording Date	Nov 15, 2022
Property Address	11 PINE ST, OXFORD, CT 06478-1412
Document Number	00463-1089
Book / Page	463 / 1089
Instrument Date	Nov 14, 2022
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26 ADANTI AVE, ANSONIA, CT 06401-1022

Mortgage

Document Number	1242360022
Date	Nov 15, 2022
Instrument	1242360022

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2037
Max Rate At Change	2%
Index	Other
Margin	2

Tax Assessment & Valuation

Source: Oxford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,219.00	$260,820 (+35.42%) Land $77,350 Building $183,470	$182,574 Land $54,145 Building $128,429
2024	$5,219.00 (+10.55%)
2023	$4,721.00	$192,600 Land $79,600 Building $113,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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