11 Pharo St, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 11 Pharo St, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,368 sqft · built 1904
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on File
Last Sale	$320,000 (Feb 2022)
Tax Bill	$6,291 (2025)
Deeds & Mortgages	Feb 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`35-00510-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`35-00510-0000-00011`
Alternative APNs	`3500174 0200012` `00025446`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
Gross Area	1,416 sqft
1st Floor Area	744 sqft
Upper Floors Area	672 sqft
Basement Area	444 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00025446
Street Address	11 PHARO ST
City	NEPTUNE
State	NJ
Zip	07753-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF15
Legal Subdivision	TOWNSHIP/NEPTUNE
Legal Block	510
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	1
Census Block	1008
Census Tract	807600

Owner

11 Pharo St is owned by a company that bought it in February 2022.

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	108 JACKSON ST, 4A, HOBOKEN, NJ 07030-6101
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2022 · Amount on File
Deed Sale	Feb 10, 2022 · Amount on File
Prior Sale	Jul 22, 2004 · Amount on File
Deed Document Number	202216630
Deed Book / Page	9577 / 8853
Record Updated	Oct 29, 2026

February 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 10, 2022
Property Address	11 PHARO ST, NEPTUNE, NJ 07753-5026
Document Number	0095778853
Book / Page	9577 / 8853
Instrument Date	Dec 28, 2021
Instrument	2022016630
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TWO RIVERS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,871.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	234 ELBERON AVE, ALLENHURST, NJ 07711-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 JACKSON ST APT 4A, 4A, HOBOKEN, NJ 07030-6101

Mortgage

Document Number	0095778875
Date	Feb 10, 2022
Book Page	9577/8875
Instrument	2022016631

Lender

Name	BPL MORTGAGE TRUST LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 11 Pharo St was $6,291, up 6.3% from the year before.

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,900 (+4.97%) Land $220,800 Building $138,100	$358,900 (+4.97%) Land $220,800 Building $138,100
2025	$6,291.00 (+6.27%)	$341,900 Land $192,400 Building $149,500	$341,900 Land $192,400 Building $149,500
2024	$5,920.00
2023		$291,600 Land $124,500 Building $167,100	$291,600 Land $124,500 Building $167,100
2022	$4,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Pharo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Pharo St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20