11 Pepperrell Ter, Kittery Point, ME 03905 Property Records

York County and Kittery Town property record for 11 Pepperrell Ter, Kittery Point, ME 03905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,521 sqft · built 1984
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Tax Bill	$11,509 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`26/25-1`

Property Details

APN / Parcel Number

Primary APN	`26/25-1`
Alternative APN	`KITT M:026 L:025-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,521 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	1,496 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	26/25-1
Street Address	11 PEPPERRELL TER
City	KITTERY POINT
State	ME
Zip	03905-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-KPV
Legal Lot Number	25-1
Jurisdiction	KITTERY ME
Township / Civil Division	KITTERY
Census Block Group	1
Census Block	1021
Census Tract	38001

Owner

Source: York County and Kittery Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 PEPPERRELL TER, KITTERY POINT, ME 03905-5124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Aug 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTERY ME
Recording Date	Jul 16, 2026
Property Address	11 PEPPERRELL TER, KITTERY POINT, ME 03905-5124
Document Number	0000024860
Book / Page	19948 / 666
Instrument Date	Jul 7, 2026
Instrument	202624860
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024860,
Date	Jul 16, 2026
Book Page	19948/666
Instrument	202624860

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTERY ME
Property Address	11 PEPPERRELL TER, KITTERY POINT, ME 03905-5124
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187720740
Date	Aug 17, 2021
Book Page	18772/740
Instrument	2021048290

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: York County and Kittery Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kittery Town
Unified School District	Kittery (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,509.00 (+14.22%)	$1,238,900 (+74.59%) Land $820,200 Building $418,700
2024	$10,076.00 (+4.33%)	$709,600 (-) Land $389,900 Building $319,700
2023	$9,658.00 (+3.92%)	$709,600 (+2.92%) Land $389,900 Building $319,700	$779,475
2022	$9,294.00	$689,500 Land $389,900 Building $299,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	7 of 19
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Dec 2022 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KITTERY WATER DISTRICT serves 14,478 people · EPA ID ME0090790
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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