Suffolk County and Smithtown Town property record for 11 Peppermill Ct, Commack, NY 11725 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,326 sqft · built 1978 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (Aug 2020) |
| Tax Bill | $17,687 (2024) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 67.-2-21 |
| Primary APN | 473489 67.-2-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,326 sqft Living Area |
| Gross Area | 2,725 sqft |
| 1st Floor Area | 1,326 sqft |
| 2nd Floor Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,909 sqft (0.48 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | S17049 |
|---|---|
| Street Address | 11 PEPPERMILL CT |
| City | COMMACK |
| State | NY |
| Zip | 11725-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-11231.4 TC-52 *6521 LOT 49 GREEN OAK VILLAGE SEC 2 |
| Legal Subdivision | MAP OF GREEN OAK VILLAGE |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 135103 |
Source: Suffolk County and Smithtown Town records · APN 473489 67.-2-21
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 PEPPERMILL CT, COMMACK, NY 11725-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2020 | Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Aug 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK |
| Aug 25, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage CITIBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on Record |
| Deed Sale | Aug 20, 2020 · Amount on Record |
| Prior Sale | Mar 31, 2015 · Amount on Record |
| Deed Book / Page | 13068 / 177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 20, 2020 |
| Property Address | 11 PEPPERMILL CT, COMMACK, NY 11725-1736 |
| Document Number | 0130680177 |
| Book / Page | 013068 / 000177 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,760.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 544 EVERDELL AVE WEST ISLIP NY 117954222, WEST ISLIP, NY 11795-4222 |
| Document Number | 231650313 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 023165/000313 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 PEPPERMILL CT, COMMACK, NY 11725-1736 |
| Document Number | 0228590501 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | FREEDOM ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Address | 11 PEPPERMILL CT COMMACK NY 117251736, COMMACK, NY 11725-1736 |
| Document Number | 0228590501 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 022859/000501 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank |
| Address | O FALLON, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 PEPPERMILL CT, COMMACK, NY 11725-1736 |
| Document Number | 0228590502 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11 PEPPERMILL CT COMMACK NY 117251736, COMMACK, NY 11725-1736 |
| Document Number | 0228590502 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 022859/000502 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,460 (-) Land $480 Building $5,980 | $807,500 (+10,773.96%) Land $60,000 Building $747,500 | |
| 2024 | $17,687.00 | ||
| 2023 | $6,460 Land $480 Building $5,980 | $7,426 Land $552 Building $6,874 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031351033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1978–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2024, rainfall accumulation, Severe Storm And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 391 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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