11 Penta St, West Warwick, RI 02893 Property Records

West Warwick Town property record for 11 Penta St, West Warwick, RI 02893

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,663 sqft · built 1890
Lot Size	0.161 acres (7,026 sqft)
Owner	Company Name on Record
Last Sale	$139,000 (Oct 2017)
Tax Bill	$4,391 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2023 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-0764-98`

Property Details

APN / Parcel Number

Primary APN	`20-0764-98`
Alternative APNs	`WWAR 041-0020-0-000` `041=0020=0=000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,663 sqft Living Area
Gross Area	3,564 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,026 sqft (0.161 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20-0764-98
Street Address	11 PENTA ST
City	WEST WARWICK
State	RI
Zip	02893-1420
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-6
Jurisdiction	WEST WARWICK RI
Township / Civil Division	WEST WARWICK
Census Block Group	2
Census Block	2053
Census Tract	20500

Owner

Source: West Warwick Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11 PENTA ST, WEST WARWICK, RI 02893-1420
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage ARC HOME LLC
Nov 20, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance ROBERT GALLUCCI
Nov 16, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance CITADEL SERVICING
Sep 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROBERT GALLUCCI
Sep 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 20, 2020	Deed of Trust, Mortgage PRIMARY RESID'L MTG
Oct 31, 2017	Warranty Deed, Transfer · Conventional with PMI CENTREVILLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Last Transfer Date	Nov 17, 2023
Transfer Doc	0024884081
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST WARWICK RI
Property Address	11 PENTA ST, WEST WARWICK, RI 02893-1420
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024902579
Date	Jul 15, 2025
Instrument	2490-2579

Lender

Name	ARC HOME LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST WARWICK RI
Recording Date	Nov 20, 2023
Property Address	11 PENTA ST, WEST WARWICK, RI 02893-1420
Document Number	0024884081
Instrument Date	Nov 17, 2023
Instrument	2488-4081
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 32, WEST WARWICK, RI 02893-0032

Mortgage

Document Number	0024884082
Date	Nov 20, 2023
Instrument	2488-4082

Lender

Name	ROBERT GALLUCCI

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST WARWICK RI
Recording Date	Nov 16, 2023
Property Address	11 PENTA ST, WEST WARWICK, RI 02893-1420
Document Number	0024884014
Instrument Date	Nov 15, 2023
Instrument	2488-4014
Transaction Type	Transfer
Record Updated	Nov 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PENTA ST, WEST WARWICK, RI 02893-1420

Mortgage

Document Number	0024884015
Date	Nov 16, 2023
Instrument	2488-4015

Lender

Name	CITADEL SERVICING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST WARWICK RI
Property Address	11 PENTA ST, WEST WARWICK, RI 02893-1420
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024874520
Date	Sep 27, 2022
Instrument	2487-4520

Lender

Name	ROBERT GALLUCCI

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST WARWICK RI
Recording Date	Sep 1, 2020
Property Address	11 PENTA ST, WEST WARWICK, RI 02893-1420
Document Number	0024853879
Instrument Date	May 19, 2020
Instrument	24853879
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 32 WEST WARWICK RI 028930032, WEST WARWICK, RI 02893-0032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST WARWICK RI
Property Address	11 PENTA ST, WEST WARWICK, RI 02893-1420
Document Number	0024851269
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 PENTA ST WEST WARWICK RI 028931420, WEST WARWICK, RI 02893-1420

Mortgage

Document Number	0024851269
Date	Mar 24, 2020
Instrument	24851269

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST WARWICK RI
Recording Date	Oct 31, 2017
Property Address	11 PENTA ST, WEST WARWICK, RI 02893-1420
Document Number	0000003709
Instrument Date	Oct 31, 2017
Instrument	3709
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 PENTA ST WEST WARWICK RI 028931420, WEST WARWICK, RI 02893-1420

Mortgage

Document Number	3710
Date	Oct 31, 2017
Instrument	3710

Lender

Name	CENTREVILLE BANK

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	West Warwick Town
Unified School District	West Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,391.00 (+0.23%)	$287,200 (+31.56%) Land $63,500 Building $223,700
2023	$4,381.00	$218,300 Land $52,700 Building $165,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	35 (2001–2024)
Claims Outside the SFHA	2 of 35
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Dec 2023 · 3 claims Severe Storms And Flooding, Mar 2010 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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