11 Penny Ln, Dryden, NY 13053 Property Records

Tompkins County and Dryden Town property record for 11 Penny Ln, Dryden, NY 13053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,508 sqft · built 1986
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Feb 2022)
Tax Bill	$12,247 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502401 20.-1-11.35`

Property Details

APN / Parcel Number

Primary APN	`502401 20.-1-11.35`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,508 sqft Living Area
1st Floor Area	1,143 sqft
2nd Floor Area	1,008 sqft
Upper Floors Area	357 sqft
Basement Area	575 sqft
Finished Basement	575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	389 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11 PENNY LN
City	DRYDEN
State	NY
Zip	13053-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	1
Legal Lot Number	11.035
Jurisdiction	TOMPKINS NY
Township / Civil Division	DRYDEN
Census Block Group	3
Census Block	3013
Census Tract	2000

Owner

Source: Tompkins County and Dryden Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 PENNY LN, DRYDEN, NY 13053-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TOMPKINS COMMUNITY BANK
Feb 17, 2022	Correction Deed
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	Jul 18, 2012 · Amount on Record
Deed Document Number	20221674
Prior Transfer Date	Feb 8, 2022
Prior Transfer Doc	0000001672
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Feb 17, 2022
Property Address	11 PENNY LN, DRYDEN, NY 13053-9787
Document Number	0000001674
Instrument Date	Feb 11, 2022
Instrument	2022-01674
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 SPENCER RD APT J, J, ITHACA, NY 14850-5348

Mortgage

Document Number	0000001675
Date	Feb 17, 2022
Instrument	2022-01675

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	TOMPKINS NY
Recording Date	Feb 17, 2022
Property Address	11 PENNY LN, DRYDEN, NY 13053-9787
Document Number	0000001672
Instrument Date	Feb 8, 2022
Instrument	2022-01672
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11 PENNY LN, DRYDEN, NY 13053-9787

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	11 PENNY LN, DRYDEN, NY 13053-9787
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4078
Date	Apr 19, 2021
Instrument	2021-04078

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	253 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Tompkins County and Dryden Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Dryden Town
Municipality	Dryden Village
Unified School District	Dryden Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,247.00
2025		$330,000 (+8.2%) Land $28,300 Building $301,700	$330,000 (+8.2%) Land $28,300 Building $301,700
2023		$305,000 Land $28,300 Building $276,700	$305,000 Land $28,300 Building $276,700
2020	$2,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1981–2020)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Dec 2020
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRYDEN VILLAGE serves 2,000 people · EPA ID NY5404412
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2018
Treatment and Procedure	Uncovered finished water reservoir Jun 2012
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Dryden Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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