Essex County and Beverly City property record for 11 Pearl St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,656 sqft · built 1939 |
| Lot Size | 0.218 acres (9,509 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (May 1990) |
| Tax Bill | $7,982 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 2,564 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,509 sqft (0.218 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6814 |
|---|---|
| Street Address | 11 PEARL ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | CHARLES F & MARY K TERRIO |
| Legal Block | 241 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 217500 |
11 Pearl St is owned and occupied by two individuals who bought it in May 1990.
Source: Essex County and Beverly City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 PEARL ST, BEVERLY, MA 01915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 1990 · Amount on File |
| Deed Sale | May 23, 1990 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Sep 15, 2026 |
| Property Address | 11 PEARL ST, BEVERLY, MA 01915 |
| Document Number | 0000000530 |
| Book / Page | 43628 / 325 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 2026530 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000530, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 43628/325 |
| Instrument | 2026530 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 11 Pearl St was $7,982, up 6.2% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,982.00 (+6.19%) | $726,300 (+8.5%) Land $443,500 Building $282,800 | $807,806 |
| 2024 | $7,517.00 (+4.14%) | $669,400 (+4.43%) Land $386,600 Building $282,800 | |
| 2023 | $7,218.00 | $641,000 Land $358,200 Building $282,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Pearl St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1981–2011) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Pearl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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