Flagler County property record for 11 Patchogue Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,604 sqft · built 2020 |
| Lot Size | 0.23 acres (10,062 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,490 (Apr 2020) |
| Tax Bill | $4,104 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00660-0290 |
| Primary APN | 07-11-31-7025-00660-0290 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,604 sqft Heated Area |
| Gross Area | 2,024 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,062 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 11 PATCHOGUE LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 25 BLOCK 00066 LOT 0029 SUBDIVISION COMPLETION YEAR 1975 OR 479 PG 39 OR 2327/833-ACM OR 2327/835 OR 2327/ |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 66 |
| Legal Lot Number | 29 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 60212 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Apr 7, 2020 | Special Warranty Deed, Transfer · FHA Mortgage FLORIDA CAPITAL BANK NA |
| Dec 31, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2020 · Amount on Record |
| Deed Sale | Apr 7, 2020 · Amount on Record |
| Prior Sale | Dec 31, 2018 · Amount on Record |
| Deed Document Number | 2020013825 |
| Deed Book / Page | 2434 / 73 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 11 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 11 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Document Number | 0029910471 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 2991/471 |
| Instrument | 2025037862 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 8, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 7, 2020 |
| Property Address | 11 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Document Number | 0024340073 |
| Book / Page | 2434 / 73 |
| Map Reference | MB 9 PG 1-19 |
| Instrument Date | Apr 6, 2020 |
| Instrument | 2020013825 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,277.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR # DR300, 3091, PEACHTREE CORNERS, GA 30071-1143 |
| Name | Verified Name |
|---|---|
| Address | 11 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Document Number | 0024340075 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 2434/0075 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 31, 2018 |
| Property Address | 11 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Document Number | 0023270835 |
| Book / Page | 002327 / 000835 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 48246 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $119.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 BATTLEGROUND AVE #101 GREENSBORO NC 274102447, 101, GREENSBORO, NC 27410-2447 |
| Investor | Possibly a Property Investor |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,104.00 (+7.63%) | $225,815 (+0.11%) Land $52,000 Building $173,815 | $225,815 (+0.11%) Land $52,000 Building $173,815 |
| 2023 | $3,813.00 (+4.58%) | $225,576 (+2.24%) Land $42,500 Building $183,076 | $225,576 (+2.24%) Land $42,500 Building $183,076 |
| 2022 | $3,646.00 | $220,640 Land $43,000 Building $177,640 | $220,640 Land $43,000 Building $177,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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