11 Oratam Dr, Peapack, NJ 07977 Property Records

Somerset County and Peapack And Gladstone Borough property record for 11 Oratam Dr, Peapack, NJ 07977

Property Summary

Property Type	Single Family Home
Details	2,983 sqft · built 1976
Lot Size	2.96 acres (128,938 sqft)
Owner	Individual Name on File
Last Sale	$961,000 (Oct 2020)
Tax Bill	$19,093 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00028-0000-00020-06`

Property Details

APN / Parcel Number

Primary APN	`15-00028-0000-00020-06`
Alternative APN	`15000280000000200006`

Interior

Stories	1 Story
Building Area	2,983 sqft Living Area
1st Floor Area	2,983 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	128,938 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11 ORATAM DR
City	PEAPACK
State	NJ
Zip	07977-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Subdivision	HIGHLANDS
Legal Block	28
Legal Lot Number	20.6
Jurisdiction	SOMERSET NJ
Township / Civil Division	PEAPACK AND GLADSTONE
Census Block Group	2
Census Block	2006
Census Tract	52800

Owner

11 Oratam Dr is owned by an individual who bought it in October 2020.

Source: Somerset County and Peapack And Gladstone Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 412, PEAPACK, NJ 07977-0412
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Deed Document Number	202051086
Deed Book / Page	7263 / 175
Prior Transfer Date	Feb 8, 2019
Prior Transfer Doc	0000005293
Record Updated	Oct 29, 2026

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 20, 2020
Property Address	11 ORATAM DR, PEAPACK, NJ 07977-5023
Document Number	0000051086
Book / Page	7263 / 175
Instrument Date	Sep 25, 2020
Instrument	2020051086
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,429.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 ORATAM DR, 11, PEAPACK, NJ 07977-5023

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11 ORATAM DRIVE, PEAPACK, NJ 07977-5023

Mortgage

Document Number	0000051087
Date	Oct 20, 2020
Instrument	2020051087

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11 Oratam Dr was $19,093, down 9.9% from the year before.

Source: Somerset County and Peapack And Gladstone Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Peapack And Gladstone Borough
Unified School District	Somerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,305,700 (+7.85%) Land $456,600 Building $849,100	$1,305,700 (+7.85%) Land $456,600 Building $849,100
2025	$19,093.00 (-9.93%)	$1,210,700 Land $418,900 Building $791,800	$1,210,700 Land $418,900 Building $791,800
2024	$21,199.00
2023		$1,167,700 Land $358,000 Building $809,700	$1,167,700 Land $358,000 Building $809,700
2022	$21,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Oratam Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1984–2021)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Oratam Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20