11 Ora Goad Rd, Dyer, TN 38330 Property Records

Gibson County property record for 11 Ora Goad Rd, Dyer, TN 38330 · Last verified February 2026

Property Summary

Property Type	Rural Home
Details	3 ba · 2,170 sqft · built 2011
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on File
Last Sale	$469,000 (Oct 2022)
Tax Bill	$2,330 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027060 08002`

Property Details

APN / Parcel Number

Primary APN	`027060 08002`
Alternative APN	`060 08002`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,170 sqft Living Area
1st Floor Area	2,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2015
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Garage Type	Mixed
Garage Area	675 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	230 sqft
Deck Area	300 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	1,800 sqft
Pole Barn	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	11 ORA GOAD RD
City	DYER
State	TN
Zip	38330-4214
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 11, COUNTY AREA: R05
Jurisdiction	GIBSON TN
Township / Civil Division	18
Census Block Group	1
Census Block	1031
Census Tract	966300

Owner

Source: Gibson County records · APN 027060 08002

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	11 ORA GOAD RD, DYER, TN 38330-4214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2022 · Amount on Record
Deed Sale	Oct 03, 2022 · Amount on Record
Deed Document Number	220088
Deed Book / Page	1084 / 1594
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON TN
Recording Date	Oct 03, 2022
Property Address	11 ORA GOAD RD, DYER, TN 38330-4214
Document Number	0000220088
Book / Page	1084 / 1594
Instrument Date	Sep 30, 2022
Instrument	220088
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,735.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 ORA GOAD RD, DYER, TN 38330-4214

Mortgage

Document Number	0000220089
Date	Oct 03, 2022
Instrument	220089

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	11 ORA GOAD RD, DYER, TN 38330-4214
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ORA GOAD RD, DYER, TN 38330-4214

Mortgage

Document Number	0000214078
Date	Feb 28, 2022
Book Page	1075/1375
Instrument	214078

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	HUMBOLDT, TN 38343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	11 ORA GOAD RD, DYER, TN 38330-4214
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171686
Date	Jul 13, 2017
Book Page	1017/763
Instrument	171686

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2032

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	11 ORA GOAD RD, DYER, TN 38330-4214
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174454
Date	Nov 13, 2017
Book Page	1020/1898
Instrument	174454

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Gibson County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Unified School District	Gibson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,330.00 Additional exemption filed	$108,525 Land $9,125 Building $99,400
2024			$484,200 Land $86,600 Building $397,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gibson County (47053C), updated November 5, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470539663001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gibson Electric Membership	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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