Middlesex County and Lowell City property record for 11 Olive St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,108 sqft · built 1910 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Jun 2025) |
| Tax Bill | $3,820 (2026) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W01820 |
| Primary APN | W01820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| Gross Area | 1,972 sqft |
| 1st Floor Area | 748 sqft |
| Basement Area | 738 sqft |
| Unfinished Basement | 738 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | W01820 |
|---|---|
| Street Address | 11 OLIVE ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | USF |
| Legal Block | 4410 |
| Legal Lot Number | 11 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 312100 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 OLIVE ST, LOWELL, MA 01852-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 26, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 30, 2025 | Quit Claim Deed, Transfer |
| Mar 6, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | Mar 6, 2020 · Amount on Record |
| Deed Document Number | 202519968 |
| Deed Book / Page | 39352 / 32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 11 OLIVE ST, LOWELL, MA 01852-4006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0036655-26 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 36655/26 |
| Instrument | 74091 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 11 OLIVE ST, LOWELL, MA 01852-4006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0038777-22 |
|---|---|
| Date | Sep 26, 2024 |
| Book Page | 38777/22 |
| Instrument | 29551 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 30, 2025 |
| Property Address | 11 OLIVE ST, LOWELL, MA 01852-4006 |
| Document Number | 0039352-32 |
| Book / Page | 39352 / 32 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 202500019968 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11 OLIVE ST, LOWELL, MA 01852-4006 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 6, 2020 |
| Property Address | 11 OLIVE ST, LOWELL, MA 01852-4006 |
| Document Number | 33894-293 |
| Book / Page | 33894 / 293 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 10027 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 OLIVE ST, LOWELL, MA 01852-4006 |
| Document Number | 10028 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 10028 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,820.00 (+6.35%) | $336,600 (+7.57%) Land $112,700 Building $223,900 | $366,172 (+5.03%) |
| 2025 | $3,592.00 (+3.61%) | $312,900 (+7.49%) Land $105,400 Building $207,500 | $348,650 (+28.59%) |
| 2024 | $3,467.00 (+6.06%) | $291,100 (+10.6%) Land $95,000 Building $196,100 | $271,130 |
| 2023 | $3,269.00 | $263,200 Land $82,600 Building $180,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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