11 Old Mill Dr, #U5-D, Cedar Key, FL 32625 Property Records

Levy County property record for 11 Old Mill Dr, #U5-D, Cedar Key, FL 32625

Property Summary

Property Type	Condominium
Details	948 sqft · built 1993
Lot Size	0.012 acres (541 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Feb 2020)
Tax Bill	$6,117 (2024)
Deeds & Mortgages	Nov 2024 Transfer Feb 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`20893-000-00`

Property Details

APN / Parcel Number

Primary APN	`20893-000-00`
Alternative APN	`3215132089300000`

Interior

Building Area	948 sqft Living Area
1st Floor Area	948 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	541 sqft (0.012 acres)

Location & Zoning

Street Address	11 OLD MILL DR, U5-D
City	CEDAR KEY
State	FL
Zip	32625
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	32-15-13 OLD FENIMORE MILL CONDO UNIT 5-D OR BOOK 1761 PAGE 266
Legal Range	13E
Legal Township	15S
Legal Section	32
Legal Subdivision	OLF FENIMORE MILL CONDO
Jurisdiction	LEVY FL
Township / Civil Division	CEDAR KEY-YANKEETOWN
Census Block Group	1
Census Block	1158
Census Tract	970400

Owner

Source: Levy County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4310 SW 83RD WAY, GAINESVILLE, FL 32608-4131
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 24, 2020	Warranty Deed, Transfer · Conventional Mortgage CAMPUS USA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Mar 28, 2011 · Amount on Record
Deed Document Number	2020663604
Deed Book / Page	1525 / 661
Last Transfer Date	Oct 29, 2024
Transfer Doc	0017610266
Record Updated	Jun 8, 2026

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEVY FL
Recording Date	Nov 12, 2024
Property Address	11 OLD MILL DR # 5D, 5D, CEDAR KEY, FL 32625
Document Number	0017610266
Book / Page	1761 / 266
Map Reference	MB 490 PG 114
Instrument Date	Oct 29, 2024
Instrument	743117
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4310 SW 83RD WAY, GAINESVILLE, FL 32608-4131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4310 SW 83RD WAY, GAINESVILLE, FL 32608-4131

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEVY FL
Recording Date	Feb 24, 2020
Property Address	11 OLD MILL DR # U5-D, U5-D, CEDAR KEY, FL 32625
Document Number	0015250661
Book / Page	001525 / 000661
Instrument Date	Feb 21, 2020
Instrument	663604
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	LEVY ABSTRACT, LEVY ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4310 SW 83RD WAY GAINESVILLE FL 326084131, GAINESVILLE, FL 32608-4131

Mortgage

Document Number	15250663
Date	Feb 24, 2020
Book Page	001525/000663
Instrument	663605

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Tax Assessment & Valuation

Source: Levy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Levy County
Municipality	Cedar Key City
Unified School District	Levy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,500 (-1%) Land $1 Building $292,499	$292,500 (-1%) Land $1 Building $292,499
2024	$6,117.00 (+2.04%)
2023	$5,995.00 (+15.49%)	$325,000 (+25%)	$325,000 (+25%) Land $1 Building $324,999
2022	$5,191.00	$260,000	$260,000 Land $1 Building $259,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 186 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	378 units insured incl. 192 condo units
Nearby Flood Claims	614 (1983–2024)
Claims Outside the SFHA	1 of 614
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 149 claims Hurricane Idalia, Aug 2023 · 100 claims Tropical Storm Josephine, Oct 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR KEY WTP serves 735 people · EPA ID FL2380178
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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