11 Old Mill Dr, #9C, Cedar Key, FL 32625 Property Records

Levy County property record for 11 Old Mill Dr, #9C, Cedar Key, FL 32625

Property Summary

Property Type	Condominium
Details	1,038 sqft · built 2001
Lot Size	0.012 acres (541 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Nov 2022)
Tax Bill	$5,013 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2025 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`20896-009-0C`

Property Details

APN / Parcel Number

Primary APN	`20896-009-0C`
Alternative APN	`291513208960090C`

Interior

Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	541 sqft (0.012 acres)

Location & Zoning

Street Address	11 OLD MILL DR, U9-C
City	CEDAR KEY
State	FL
Zip	32625
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	29-15-13 OLD FENIMORE MILL CONDO UNIT 9-C OR BOOK 1800 PAGE 465
Legal Range	13E
Legal Township	15S
Legal Section	29
Legal Subdivision	OLF FENIMORE MILL CONDO
Jurisdiction	LEVY FL
Township / Civil Division	CEDAR KEY-YANKEETOWN
Census Block Group	1
Census Block	1158
Census Tract	970400

Owner

Source: Levy County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 370, CEDAR KEY, FL 32625-0370
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Aug 5, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 15, 2024	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 22, 2022	Warranty Deed, Transfer LEVY ABSTRACT AND TITLE COMPANY, LEVY ABSTRACT AND TITLE CO
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jun 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage DRUMMOND COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	2022710571
Deed Book / Page	1665 / 733
Last Transfer Date	Oct 4, 2024
Transfer Doc	0017570071
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEVY FL
Property Address	11 OLD MILL DR # 9C, 9C, CEDAR KEY, FL 32625
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 OLD MILL DR 9C, 9C, CEDAR KEY, FL 32625

Mortgage

Document Number	0015910030
Date	Jun 30, 2021
Book Page	1591/30
Instrument	685614

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEVY FL
Recording Date	Aug 5, 2025
Property Address	11 OLD MILL DR # 9C, 9C, CEDAR KEY, FL 32625
Document Number	0018000465
Book / Page	1800 / 465
Instrument Date	Aug 1, 2025
Instrument	755507
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 370, CEDAR KEY, FL 32625-0370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 370, CEDAR KEY, FL 32625-0370

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEVY FL
Recording Date	Oct 15, 2024
Property Address	11 OLD MILL DR # 9C, 9C, CEDAR KEY, FL 32625
Document Number	0017570071
Book / Page	1757 / 71
Map Reference	MB 490 PG 114
Instrument Date	Oct 4, 2024
Instrument	741819
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1760 WOODVILLE HWY, CRAWFORDVILLE, FL 32327-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 OLD MILL DR, CEDAR KEY, FL 32625

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEVY FL
Recording Date	Nov 22, 2022
Property Address	11 OLD MILL DR # 9C, 9C, CEDAR KEY, FL 32625
Document Number	0016650733
Book / Page	1665 / 733
Map Reference	MB 490 PG 114
Instrument Date	Nov 14, 2022
Instrument	710571
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	LEVY ABSTRACT AND TITLE COMPANY, LEVY ABSTRACT AND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 22ND ST, SAINT AUGUSTINE, FL 32084-1797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2351 N WILLIAMSON BLVD APT 11105, 11105, DAYTONA BEACH, FL 32117-5907

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEVY FL
Recording Date	Oct 4, 2021
Property Address	11 OLD MILL DR # 9C, 9C, CEDAR KEY, FL 32625
Document Number	0016060154
Book / Page	1606 / 154
Map Reference	MB 490 PG 114
Instrument Date	Oct 1, 2021
Instrument	690384
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 157, CEDAR KEY, FL 32625-0157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 22ND ST, SAINT AUGUSTINE, FL 32084-1797

Mortgage

Document Number	0001606155
Date	Oct 4, 2021
Instrument	1606/155

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEVY FL
Property Address	11 OLD MILL DR # 9-C, 9-C, CEDAR KEY, FL 32625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEVY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014590528
Date	Jun 15, 2018
Book Page	1459/0528
Instrument	639627

Lender

Name	DRUMMOND COMMUNITY BANK
Type	Bank
Address	CEDAR KEY, FL 32625

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 13, 2038

Tax Assessment & Valuation

Source: Levy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Levy County
Municipality	Cedar Key City
Unified School District	Levy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,500 (-1%) Land $1 Building $256,499	$256,500 (-1%) Land $1 Building $256,499
2024	$5,013.00 (-4.48%)
2023	$5,248.00 (+7.41%) Homeowner's exemption	$285,000 (+25%)	$285,000 (+25%) Land $1 Building $284,999
2022	$4,886.00	$228,000	$228,000 Land $1 Building $227,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 186 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	378 units insured incl. 192 condo units
Nearby Flood Claims	614 (1983–2024)
Claims Outside the SFHA	1 of 614
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 149 claims Hurricane Idalia, Aug 2023 · 100 claims Tropical Storm Josephine, Oct 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR KEY WTP serves 735 people · EPA ID FL2380178
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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