11 Ocean St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 11 Ocean St, Beverly, MA 01915

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,445 sqft · built 1900
Lot Size	0.074 acres (3,202 sqft)
Owner	2 Individual Names on File
Last Sale	$831,000 (Dec 2024)
Tax Bill	$8,850 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R6`

Property Details

APN / Parcel Number

Primary APN	`R6`
Alternative APNs	`BEVE M:0011 B:0489 L` `2905`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,445 sqft Living Area
Gross Area	2,957 sqft
Basement Area	781 sqft
Unfinished Basement	781 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,202 sqft (0.074 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2905
Street Address	11 OCEAN ST
City	BEVERLY
State	MA
Zip	01915-5219
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R6
Legal Subdivision	CARRIAGE HILL ESTATES
Legal Block	489
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	4
Census Block	4011
Census Tract	217500

Owner

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 OCEAN ST, BEVERLY, MA 01915-5219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Dec 1, 2004 · Amount on Record
Deed Document Number	20241090
Deed Book / Page	42497 / 593
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	11 OCEAN ST, BEVERLY, MA 01915-5219
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043150-268
Date	Dec 24, 2025
Book Page	43150/268
Instrument	20251224001440

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	11 OCEAN ST, BEVERLY, MA 01915-5219
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040684-416
Date	Jan 27, 2022
Book Page	40684/416
Instrument	20220127000760

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,850.00 (+2.51%)	$805,300 (+4.76%) Land $476,300 Building $329,000
2024	$8,633.00 (+1%)	$768,700 (+10.29%) Land $439,700 Building $329,000
2023	$7,848.00	$697,000 Land $414,000 Building $283,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

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