11 Observation Pl, Oakland, CA 94611 Property Records

Alameda County property record for 11 Observation Pl, Oakland, CA 94611

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,290 sqft · built 2003
Lot Size	0.13 acres (5,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,040,000 (Aug 2018)
Tax Bill	$31,133 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`48G-7450-13-1`

Property Details

APN / Parcel Number

Primary APN	`48G-7450-13-1`
Alternative APN	`048G-7450-013-01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,290 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,640 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11 OBSERVATION PL
City	OAKLAND
State	CA
Zip	94611-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0013 AR: 048G PAGE: 7450
Legal Subdivision	THORNDALE
Legal Lot Number	3005
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3002
Census Tract	404400

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 OBSERVATION PL, OAKLAND, CA 94611-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS LLC
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 21, 2019	Deed of Trust, Mortgage QUICKEN LNS
Aug 21, 2018	Grant Deed, Transfer QUICKEN LNS
May 11, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	2018163000
Prior Transfer Date	Jul 1, 2008
Prior Transfer Doc	0000218452
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	11 OBSERVATION PL, OAKLAND, CA 94611-1028
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 OBSERVATION PL, OAKLAND, CA 94611-1028

Mortgage

Document Number	0000355713
Date	Oct 28, 2021
Instrument	2021355713

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	11 OBSERVATION PL, OAKLAND, CA 94611-1028
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 OBSERVATION PL, OAKLAND, CA 94611-1028

Mortgage

Document Number	0000219476
Date	Jun 17, 2021
Instrument	2021219476

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	11 OBSERVATION PL, OAKLAND, CA 94611-1028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 OBSERVATION PL, OAKLAND, CA 94611-1028

Mortgage

Document Number	0000314215
Date	Nov 17, 2020
Instrument	2020314215

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	11 OBSERVATION PL, OAKLAND, CA 94611-1028
Document Number	0000248271
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11 OBSERVATION PL OAKLAND CA 946111028, OAKLAND, CA 94611-1028

Mortgage

Document Number	0000248271
Date	Dec 4, 2019
Instrument	248271

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 21, 2018
Property Address	11 OBSERVATION PL, OAKLAND, CA 94611-1028
Document Number	0000163000
Instrument Date	Aug 16, 2018
Instrument	163000
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,244.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11 OBSERVATION PL OAKLAND CA 946111028, OAKLAND, CA 94611-1028

Mortgage

Document Number	163001
Date	Aug 21, 2018
Instrument	163001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 11, 2017
Property Address	11 OBSERVATION PL, OAKLAND, CA 94611-1028
Document Number	0000104265
Map Reference	MAP18 PG68&69
Instrument Date	May 1, 2017
Instrument	2017104265
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 OBSERVATION PL, OAKLAND, CA 94611-1028

Mortgage

Document Number	0000104266
Date	May 11, 2017
Instrument	2017104266

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

Mortgage

Document Number	0000104267
Date	May 11, 2017
Instrument	2017104267

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,314,131 (+1.69%) Land $696,339 Building $1,624,792
2025	$31,133.00 (-2.07%) Homeowner's exemption	$2,275,620 (+4.04%) Land $682,686 Building $1,592,934
2023	$31,790.00 Homeowner's exemption	$2,187,267 Land $656,180 Building $1,531,087	$2,215,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–2017)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: Verizon.

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