Monmouth County and Rumson Borough property record for 11 Oak Tree Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,390 sqft · built 1993 |
| Lot Size | 0.543 acres (23,666 sqft) |
| Owner | Company Name on Record |
| Last Sale | $5,650,000 (Nov 2022) |
| Tax Bill | $49,043 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-00011-0000-00006 |
| Primary APN | 41-00011-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,390 sqft Living Area |
| 1st Floor Area | 2,933 sqft |
| Upper Floors Area | 1,688 sqft |
| Basement Area | 2,145 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 23,666 sqft (0.543 acres) |
| Lot Dimensions | 232 ft deep x 102 ft wide |
| Garage Type | Built-in |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 80 sqft |
| Patio Area | 858 sqft |
| Boat Access | Boat Access |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 007700 |
|---|---|
| Street Address | 11 OAK TREE LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Block | 11 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11 OAK TREE LN, RUMSON, NJ 07760-1510 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 17, 2022 | Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Oct 27, 2022 | Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2022 · Amount on Record |
| Deed Sale | Nov 17, 2022 · Amount on Record |
| Prior Sale | Jan 21, 1997 · Amount on Record |
| Deed Document Number | 2022112888 |
| Deed Book / Page | 9624 / 7871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 11 OAK TREE LN, RUMSON, NJ 07760-1510 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2485 ESTATE STREET, TRENTON, NJ |
| Document Number | 0097712888 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 9771/2888 |
| Instrument | 2025101427 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.25% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 11 OAK TREE LN, RUMSON, NJ 07760-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0096302981 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 9630/2981 |
| Instrument | 2023002182 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Max Rate | 9.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 17, 2022 |
| Property Address | 11 OAK TREE LN, RUMSON, NJ 07760-1510 |
| Document Number | 0096247871 |
| Book / Page | 9624 / 7871 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 2022112888 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 OAK TREE LN, RUMSON, NJ 07760-1510 |
| Name | Verified Name |
|---|---|
| Address | 11 OAK TREE LN, RUMSON, NJ 07760-1510 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 27, 2022 |
| Property Address | 11 OAK TREE LN, RUMSON, NJ 07760-1510 |
| Document Number | 0096215277 |
| Book / Page | 9621 / 5277 |
| Instrument Date | Oct 22, 2022 |
| Instrument | 2022106578 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 OAK TREE LN, RUMSON, NJ 07760-1510 |
| Name | Verified Name |
|---|---|
| Address | 11 OAK TREE LN, RUMSON, NJ 07760-1510 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,342,400 (+14.27%) Land $3,384,600 Building $1,957,800 | $5,342,400 (+14.27%) Land $3,384,600 Building $1,957,800 | |
| 2025 | $49,043.00 (+1.76%) | $4,675,200 (+16.38%) Land $3,009,000 Building $1,666,200 | $4,675,200 (+16.38%) Land $3,009,000 Building $1,666,200 |
| 2024 | $48,194.00 (+4.3%) | ||
| 2023 | $4,017,100 Land $2,751,500 Building $1,265,600 | $4,017,100 Land $2,751,500 Building $1,265,600 | |
| 2022 | $46,208.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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