11 OAK ST #45 WELLESLEY MA 024824733, 45, WELLESLEY, MA 02482-4733
Mortgage
Document Number
37027-294
Date
Aug 2, 2019
Book Page
037027/000294
Instrument
66507
Lender
Name
CITIZENS BK/RI
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Aug 1, 2049
Interest
Rate Type
Adjustable Rate
May 2018: Condominium Deed, Transfer
Document Type
Condominium Deed
Jurisdiction
WELLESLEY MA
Recording Date
May 18, 2018
Property Address
11 OAK ST UNIT 45, 45, WELLESLEY, MA 02482-4733
Document Number
35992-290
Book / Page
035992 / 000290
Instrument Date
May 14, 2018
Instrument
39635
Transaction Type
Transfer
Record Updated
Aug 8, 2018
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$695.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
11 OAK ST WELLESLEY MA 024824726, WELLESLEY, MA 02482-4726
Mortgage
Document Number
35992-293
Date
May 18, 2018
Book Page
035992/000293
Instrument
39636
Lender
Name
CITIZENS BK/RI
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 17, 2048
Interest
Rate
3.88%
Tax Assessment & Valuation
The 2026 property tax bill for 11 Oak St, Unit 45 was $7,353, up 5.2% from the year before.
Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026
Property Jurisdictions
Type
Name
State
Massachusetts
County
Norfolk County
County Subdivision
Wellesley Town
Unified School District
Wellesley School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$7,353.00 (+5.19%)
$723,000 (+6.32%)Building $723,000
$788,182 (-7.03%)
2025
$6,990.00 (+2.36%)
$680,000 (+3.66%)Building $680,000
$847,780 (+1.11%)
2024
$6,829.00 (-4.73%)
$656,000 (+4.79%)Building $656,000
$838,470
2023
$7,168.00
$626,000Building $626,000
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 11 Oak St, Unit 45 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
6 in force
Nearby Flood Claims
2 (1982–2010)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Mar 2010 · Severe Storms And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 11 Oak St, Unit 45 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source
Purchased surface water from several systems
Last State Inspection
Jun 2025
Lead
4 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025