11 Oak St, Unit 4, Wellesley, MA 02482 Property Records

Norfolk County and Wellesley Town property record for 11 Oak St, Unit 4, Wellesley, MA 02482

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,171 sqft · built 1967
Lot Size	5.38 acres (234,695 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Mar 2025)
Tax Bill	$7,373 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WELL M:122 R:001 S:4`

Property Details

APN / Parcel Number

Primary APN	`WELL M:122 R:001 S:4`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	64 Units
Stories	2 Stories
Building Area	1,171 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	234,695 sqft (5.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 OAK ST, 4
City	WELLESLEY
State	MA
Zip	02482-4729
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BUS
Jurisdiction	WELLESLEY MA
Township / Civil Division	WELLESLEY
Census Block Group	1
Census Block	1005
Census Tract	404302

Owner

11 Oak St, Unit 4 is owned and occupied by an individual who bought it in March 2025.

Source: Norfolk County and Wellesley Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 OAK ST, 4, WELLESLEY, MA 02482-4729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC
Mar 24, 2025	Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2025 · Amount on File
Deed Sale	Mar 24, 2025 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	202517336
Deed Book / Page	42305 / 552
Transfer Doc	33070-286
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Recording Date	May 15, 2026
Property Address	11 OAK ST, 4, WELLESLEY, MA 02482-4729
Document Number	043109-109
Book / Page	43109 / 109
Instrument Date	May 11, 2026
Instrument	202632092
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 OAK ST, 4, WELLESLEY, MA 02482-4729

Mortgage

Document Number	0000032092,
Date	May 15, 2026
Book Page	43109/109
Instrument	202632092

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WELLESLEY MA
Recording Date	Mar 24, 2025
Property Address	11 OAK ST UNIT 4, 4, WELLESLEY, MA 02482-4729
Document Number	042305-552
Book / Page	42305 / 552
Instrument Date	Mar 24, 2025
Instrument	17336
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 OAK ST UNIT 4, 4, WELLESLEY, MA 02482-4729

Mortgage

Document Number	0000017337
Date	Mar 24, 2025
Instrument	17337

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Apr 1, 2032
Max Rate At Change	3.75%
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 11 Oak St, Unit 4 was $7,373, up 5% from the year before.

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Wellesley Town
Unified School District	Wellesley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,373.00 (+5.01%)	$725,000 (+6.15%) Building $725,000	$791,175 (+1.56%)
2025	$7,021.00 (+2.35%)	$683,000 (+3.64%) Building $683,000	$779,000 (-3.94%)
2024	$6,860.00 (-4.75%)	$659,000 (+4.77%) Building $659,000	$810,920
2023	$7,202.00	$629,000 Building $629,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Oak St, Unit 4 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Oak St, Unit 4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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