11 Oak St, Unit 32, Wellesley, MA 02482 Property Records

Norfolk County and Wellesley Town property record for 11 Oak St, Unit 32, Wellesley, MA 02482

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,171 sqft · built 1967
Lot Size	5.38 acres (234,695 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Sep 2014)
Tax Bill	$6,682 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WELL M:122 R:001 S:32`

Property Details

APN / Parcel Number

Primary APN	`WELL M:122 R:001 S:32`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	64 Units
Stories	2 Stories
Building Area	1,171 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	234,695 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 OAK ST, 32
City	WELLESLEY
State	MA
Zip	02482-4732
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BUS
Jurisdiction	WELLESLEY MA
Township / Civil Division	WELLESLEY
Census Block Group	1
Census Block	1005
Census Tract	404302

Owner

11 Oak St, Unit 32 is owned and occupied by an individual who bought it in September 2014.

Source: Norfolk County and Wellesley Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 OAK ST, 32, WELLESLEY, MA 02482-4732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2014 · Amount on File
Deed Sale	Sep 26, 2014 · Amount on File
Deed Document Number	201483829
Deed Book / Page	32579 / 192
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	11 OAK ST UNIT 32, 32, WELLESLEY, MA 02482-4732
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042569-57
Date	Aug 5, 2025
Book Page	42569/57
Instrument	53491

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	11 OAK ST UNIT 32, 32, WELLESLEY, MA 02482-4732
Document Number	35752-1
Book / Page	035752 / 000001
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35752-1
Date	Jan 22, 2018
Book Page	035752/000001
Instrument	5452

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 11 Oak St, Unit 32 was $6,682, up 0.3% from the year before.

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Wellesley Town
Unified School District	Wellesley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,682.00 (+0.32%)	$657,000 (+1.39%) Building $657,000	$746,259 (-0.17%)
2025	$6,661.00 (+2.38%)	$648,000 (+3.68%) Building $648,000	$747,555 (+0.95%)
2024	$6,506.00 (-4.66%)	$625,000 (+4.87%) Building $625,000	$740,525
2023	$6,824.00	$596,000 Building $596,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Oak St, Unit 32 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Oak St, Unit 32 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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