Loudoun County property record for 11 Oak Shade Rd, Sterling, VA 20164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,097 sqft · built 1974 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,970 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Feb 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-49-8189-000 |
| Primary APN | 012-49-8189-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,097 sqft Living Area |
| 1st Floor Area | 798 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | Deck Area |
| Patio Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 11 OAK SHADE RD |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-1163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH3 |
| Legal Description | SUGARLAND RUN SEC.2 LOT 739 845--1774 |
| Legal Subdivision | SUGARLAND RUN |
| Legal Block | 1 |
| Legal Lot Number | 739 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 611204 |
11 Oak Shade Rd is owned and occupied by two individuals.
Source: Loudoun County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 OAK SHADE RD, STERLING, VA 20164-1163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Feb 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AURORA FINANCIAL LLC |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AURORA FIN'L |
| Jul 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AURORA FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 11 OAK SHADE RD, STERLING, VA 20164-1163 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000058627 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 20251202-0058627 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 11 OAK SHADE RD, STERLING, VA 20164-1163 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | GLOBAL TITLE SERVICES LLC, GLOBAL TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000007984 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 202202080007984 |
| Name | AURORA FINANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 11 OAK SHADE RD, STERLING, VA 20164-1163 |
| Document Number | 20200605042068 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11 OAK SHADE RD STERLING VA 201641163, STERLING, VA 20164-1163 |
| Document Number | 20200605042068 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 42068 |
| Name | AURORA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 11 OAK SHADE RD, STERLING, VA 20164-1163 |
| Document Number | 20180723042252 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180723042252 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 42252 |
| Name | AURORA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 11 Oak Shade Rd was $4,970.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,970.00 | $617,490 Land $228,200 Building $389,290 | $617,490 Land $228,200 Building $389,290 |
| 2023 | $4,998.00 | $571,230 Land $203,200 Building $368,030 | $571,230 Land $203,200 Building $368,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Oak Shade Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Oak Shade Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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