Loudoun County property record for 11 Oak Ln, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 3,738 sqft · built 1955 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,950 (Jan 2000) |
| Tax Bill | $8,250 (2023) |
| Deeds & Mortgages | Jun 2021 Refinance Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-45-0856-000 |
| Primary APN | 012-45-0856-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,738 sqft Living Area |
| Gross Area | 2,930 sqft |
| 1st Floor Area | 1,075 sqft |
| Basement Area | 538 sqft |
| Finished Basement | 538 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Patio Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | /81/C/2////12/ |
|---|---|
| Street Address | 11 OAK LN |
| City | STERLING |
| State | VA |
| Zip | 20165-8625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | ARL KEITH SUBD SEC.2 LOT 12 1747--1859 C 22704PLAT |
| Legal Subdivision | ARL KEITH SUBD |
| Legal Lot Number | 12 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 611207 |
Source: Loudoun County assessment roll, APN 012-45-0856-000, as of January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 OAK LN, STERLING, VA 20165-8625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 23, 2017 | Deed of Trust, Mortgage GEORGE MASON MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2000 · Amount on Record |
| Deed Sale | Jan 26, 2000 · Amount on Record |
| Prior Sale | Nov 25, 1996 · Amount on Record |
| Deed Document Number | 0017471859 |
| Deed Book / Page | 1747 / 1859 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 11 OAK LN, STERLING, VA 20165-8625 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | BROKERS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000066884 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 202106150066884 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 11 OAK LN, STERLING, VA 20165-8625 |
| Document Number | 20170830054163 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 20170830054163 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 54163 |
| Name | GEORGE MASON MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 29, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll as of January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,250.00 | $942,970 Land $285,700 Building $657,270 | $942,970 Land $285,700 Building $657,270 |
Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), as of June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076112072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 639 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system VA6107350, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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