Stafford County property record for 11 Oak Ln, Stafford, VA 22556
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,346 sqft · built 1965 |
| Lot Size | 0.571 acres (24,873 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $479,000 (Jan 2025) |
| Tax Bill | $3,775 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8B-B-21W |
| Primary APN | 8B-B-21W |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 1,586 sqft |
| 1st Floor Area | 1,346 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,873 sqft (0.571 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 432 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 431 |
|---|---|
| Street Address | 11 OAK LN |
| City | STAFFORD |
| State | VA |
| Zip | 22556-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | LOT 21W SEC B LAKE ARROWHEAD |
| Legal Subdivision | SEC B LAKE ARROWHEAD |
| Legal Block | 1 |
| Legal Lot Number | 21W |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10202 |
Source: Stafford County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 OAK LN, STAFFORD, VA 22556-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2025 · Amount on Record |
| Deed Sale | Jan 17, 2025 · Amount on Record |
| Prior Sale | Jul 18, 2011 · Amount on Record |
| Deed Document Number | 2025641 |
| Prior Transfer Date | Apr 25, 2019 |
| Prior Transfer Doc | 0000005803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jun 30, 2026 |
| Property Address | 11 OAK LN, STAFFORD, VA 22556-1243 |
| Document Number | 0000009513 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20269513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 11 OAK LN, STAFFORD, VA 22556-1243 |
| Document Number | 0000009513, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20269513 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 5.49% |
|---|---|
| Max Rate | -1% |
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,775.00 (+10.51%) | $384,600 (+14.26%) Land $120,000 Building $264,600 | $384,600 (+14.26%) Land $120,000 Building $264,600 |
| 2023 | $3,416.00 (+33.75%) | $336,600 Land $110,000 Building $226,600 | $336,600 Land $110,000 Building $226,600 |
| 2021 | $2,554.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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