11 Oak Leaf Bluff Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 11 Oak Leaf Bluff Ct, Saint Charles, MO 63304 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,746 sqft · built 2000
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on File
Last Sale	$315,000 (Mar 2017)
Tax Bill	$4,783 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A983000955`

Property Details

APN / Parcel Number

Primary APN	`A983000955`
Alternative APN	`3-0037-7848-00-0085.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,746 sqft Living Area
Gross Area	4,770 sqft
1st Floor Area	1,610 sqft
Basement Area	1,524 sqft
Finished Basement	900 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	468 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A983000955
Street Address	11 OAK LEAF BLUFF CT
City	SAINT CHARLES
State	MO
Zip	63304-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK GROVE BLUFFS #3 LOT 85
Legal Subdivision	OAK GROVE BLUFFS #3
Legal Lot Number	85
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1001
Census Tract	311150

Owner

Source: St. Charles County records · APN A983000955

Assessment roll updated August 13, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	11 OAK LEAF BLUFF CT, SAINT CHARLES, MO 63304-5009
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION CO LLC
Aug 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Apr 05, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 02, 2017	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2017 · Amount on Record
Deed Sale	Mar 02, 2017 · Amount on Record
Prior Sale	Oct 30, 2015
Deed Document Number	2017130110
Deed Book / Page	6706 / 2150
Last Transfer Date	Apr 04, 2019
Transfer Doc	0070551043
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 20, 2026
Property Address	11 OAK LEAF BLUFF CT, SAINT CHARLES, MO 63304-5009
Document Number	0000018105
Instrument Date	Apr 13, 2026
Instrument	202618105
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	11 OAK LEAF BLUFF CT, SAINT CHARLES, MO 63304-5009

Mortgage

Document Number	0000018105,
Date	Apr 20, 2026
Instrument	202618105

Lender

Name	DAS ACQUISITION CO LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	11 OAK LEAF BLUFF CT, SAINT CHARLES, MO 63304-5009
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 OAK LEAF BLUFF CT, WELDON SPRING, MO 63304-5009

Mortgage

Document Number	0000064790
Date	Aug 03, 2021
Instrument	2021R-064790

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 05, 2019
Property Address	11 OAK LEAF BLUFF CT, SAINT CHARLES, MO 63304-5009
Document Number	0070551043
Book / Page	007055 / 001043
Instrument Date	Apr 04, 2019
Instrument	151390
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11 OAK LEAF BLUFF CT ST CHARLES MO 633045009, ST CHARLES, MO 63304-5009

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 02, 2017
Property Address	11 OAK LEAF BLUFF CT, SAINT CHARLES, MO 63304-5009
Document Number	0067062150
Book / Page	006706 / 002150
Instrument Date	Feb 27, 2017
Instrument	130110
Transaction Type	Transfer
Record Updated	Mar 27, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 OAK LEAF BLUFF CT ST CHARLES MO 633045009, ST CHARLES, MO 63304-5009

Mortgage

Document Number	67062152
Date	Mar 02, 2017
Book Page	006706/002152
Instrument	130120

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,783.00 (+11.67%)	$80,709 (+12.46%)	$424,784 (+12.46%) Land $70,000 Building $354,784
2024	$4,283.00 (+5.6%)
2023		$71,764 (+13.6%)
2022	$4,056.00	$63,171	$377,704 (+13.6%) Land $55,000 Building $322,704
2021			$332,480 Land $55,000 Building $277,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111501, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 470 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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