11 Native Cir, Benton, KY 42025 Property Records

Marshall County property record for 11 Native Cir, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jul 2024)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0D-2A-01-049`

Property Details

APN / Parcel Number

Primary APN	`0D-2A-01-049`
Alternative APNs	`1125970` `997960`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Account Number	1125970
Street Address	11 NATIVE CIR
City	BENTON
State	KY
Zip	42025-7161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GATEWAY VILLAGE SUBDIVISION
Jurisdiction	MARSHALL KY
Township / Civil Division	CALVERT CITY
Census Block Group	2
Census Block	2084
Census Tract	950300

Owner

Source: Marshall County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 NATIVE CIR, BENTON, KY 42025-7161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Apr 4, 2017	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY FINANCIAL SERVICES BANK
Nov 16, 2017	Deed, Transfer · FHA Mortgage EVERERTT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Book / Page	516 / 576
Prior Transfer Date	Jul 15, 2024
Prior Transfer Doc	DEED516/576
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	11 NATIVE CIR, BENTON, KY 42025-7161
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 NATIVE CIR, BENTON, KY 42025-7161
Investor	Possibly a Property Investor

Mortgage

Document Number	001006/364
Date	Apr 12, 2022
Book Page	1006/364
Instrument	1078936

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Dec 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	11 NATIVE CIR, BENTON, KY 42025-7161
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG857/158
Date	Apr 4, 2017
Book Page	MTG 857/158
Instrument	1009562

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 21, 2018

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Nov 16, 2017
Property Address	11 NATIVE CIR, BENTON, KY 42025-7161
Document Number	DEED456/119
Book / Page	DEED 456 / 119
Map Reference	MB 3 PG 26
Instrument Date	Nov 16, 2017
Instrument	1013907
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Amount	Amount Recorded
Tax	$174.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	754 BENT CREEK DR, BENTON, KY 42025-9448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1482 BRIENSBURG RD, BENTON, KY 42025-7187
Investor	Possibly a Property Investor

Mortgage

Document Number	0001013927
Date	Nov 16, 2017
Instrument	1013927

Lender

Name	EVERERTT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00 (+41.24%)	$270,000 (+48.35%) Land $18,000 Building $252,000	$270,000 (+58.82%) Land $18,000 Building $252,000
2023	$1,894.00	$182,000
2022			$170,000 Land $10,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARSHALL WATER DISTRICT #1 serves 16,276 people · EPA ID KY0790319
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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