11 Narrowleaf Ct, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 11 Narrowleaf Ct, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,532 sqft · built 1987
Lot Size	0.052 acres (2,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Dec 2008)
Tax Bill	$5,427 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02507455`

Property Details

APN / Parcel Number

Primary APN	`09-02507455`
Alternative APN	`02507455`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,532 sqft Living Area
1st Floor Area	766 sqft
Basement Area	1 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,250 sqft (0.052 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02507455
Street Address	11 NARROWLEAF CT
City	GAITHERSBURG
State	MD
Zip	20878-2637
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R18
Legal Description	AMBERFIELD
Legal Subdivision	AMBERFIELD
Legal Block	1
Legal Lot Number	53
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700829

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 NARROWLEAF CT, GAITHERSBURG, MD 20878-2637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2008 · Amount on Record
Deed Sale	Dec 24, 2008 · Amount on Record
Prior Sale	Oct 13, 2004 · Amount on Record
Deed Document Number	20082295
Last Transfer Date	Jan 12, 2012
Transfer Doc	0435500248
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11 NARROWLEAF CT, GAITHERSBURG, MD 20878-2637
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0539110281
Date	Mar 2, 2017
Book Page	53911/281

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	RICHMOND, VA 23219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2032

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11 NARROWLEAF CT, GAITHERSBURG, MD 20878-2637
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0626890440
Date	Apr 21, 2021
Book Page	62689/440

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,400 (+6.18%) Land $175,000 Building $300,400	$475,400 (-) Land $175,000 Building $300,400
2025	$5,427.00 (-4.84%)	$447,733 (+14.1%)	$475,400 (+21.15%) Land $175,000 Building $300,400
2024	$5,703.00 (+29.53%)
2023		$392,400 Land $175,000 Building $217,400	$392,400 Land $175,000 Building $217,400
2022	$4,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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