11 N Maple Ave, Ridgely, MD 21660 Property Records

Caroline County property record for 11 N Maple Ave, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	1 ba · 814 sqft · built 1962
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2022)
Tax Bill	$2,472 (2026)
Deeds & Mortgages	Apr 2024 Mortgage May 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-008066`

Property Details

APN / Parcel Number

Primary APN	`07-008066`
Alternative APNs	`7008066` `008066`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	814 sqft Total Area
1st Floor Area	814 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Metal
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	180 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	256 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008066
Street Address	11 N MAPLE AVE
City	RIDGELY
State	MD
Zip	21660-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 10,800 SQ FT SW/S N MAPLE AVE RIDGELY
Legal Subdivision	COHEE MERVIN K PROP
Legal Lot Number	10
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	2
Census Block	2018
Census Tract	955201

Owner

11 N Maple Ave is owned and occupied by an individual who bought it in July 2022.

Source: Caroline County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 N MAPLE AVE, RIDGELY, MD 21660-1902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 28, 2022	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	Jun 26, 1998
Deed Book / Page	1587 / 104
Transfer Doc	0003990763
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	11 N MAPLE AVE, RIDGELY, MD 21660-1902
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 N MAPLE AVE, RIDGELY, MD 21660-1902

Mortgage

Document Number	0016680494
Date	Apr 2, 2024
Book Page	1668/494

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Mar 1, 2064

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	11 N MAPLE AVE, RIDGELY, MD 21660-1902
Transaction Type	Mortgage
Record Updated	Jun 5, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 N MAPLE AVE, RIDGELY, MD 21660-1902

Mortgage

Document Number	0016280176
Date	May 12, 2023
Book Page	1628/176

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	351 Months
Due	Aug 1, 2052

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jul 28, 2022
Property Address	11 N MAPLE AVE, RIDGELY, MD 21660-1902
Document Number	0015870104
Book / Page	1587 / 104
Map Reference	LB 142 FO 308
Instrument Date	Jul 6, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001587110
Date	Jul 28, 2022
Instrument	1587-110

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 11 N Maple Ave was $2,472, up 8.5% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,472.00 (+8.52%)	$166,167 (+9.95%)	$181,200 (-) Land $58,700 Building $122,500
2025	$2,278.00	$151,133	$181,200 Land $58,700 Building $122,500
2023	$1,918.00	$125,400	$136,100 Land $42,700 Building $93,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 N Maple Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 N Maple Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Choptank Fiber.

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