11 N Central Ave, Lodi, CA 95240 Property Records

San Joaquin County property record for 11 N Central Ave, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,330 sqft · built 1912
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Mar 2021)
Tax Bill	$4,346 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`043-112-100-000`

Property Details

APN / Parcel Number

Primary APN	`043-112-100-000`
Alternative APN	`043-112-10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,500 sqft (0.103 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	043-112-10
Street Address	11 N CENTRAL AVE
City	LODI
State	CA
Zip	95240-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORYS ADD-LODI MAP 1 PG 60 BLK 44 PART OF LOT 8,9
Legal Subdivision	NORYS ADD
Legal Block	1
Legal Lot Number	8,9
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1021
Census Tract	4502

Owner

11 N Central Ave is owned and occupied by two individuals who bought it in March 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 N CENTRAL AVE, LODI, CA 95240-2301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Commercial Mortgage BROKER SOLUTIONS INC
Mar 31, 2021	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Dec 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG-TEHACHAPI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	Sep 16, 2016 · Amount on File
Deed Document Number	202157241
Prior Transfer Date	Oct 18, 2012
Prior Transfer Doc	0000165334
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	11 N CENTRAL AVE, LODI, CA 95240-2301
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 N CENTRAL AVE, LODI, CA 95240-2301

Mortgage

Document Number	0000057244
Date	Mar 31, 2021
Instrument	2021-057244

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 31, 2021
Property Address	11 N CENTRAL AVE, LODI, CA 95240-2301
Document Number	0000057241
Map Reference	VOL 1 PG 60
Instrument Date	Mar 30, 2021
Instrument	2021-057241
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11 N CENTRAL AVE, LODI, CA 95240-2301

Mortgage

Document Number	0000057242
Date	Mar 31, 2021
Instrument	2021-057242

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Mortgage

Document Number	0000057243
Date	Mar 31, 2021
Instrument	2021-057243

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 28, 2020
Property Address	11 N CENTRAL AVE, LODI, CA 95240-2301
Document Number	0000183464
Instrument Date	Dec 7, 2020
Instrument	183464
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11 N CENTRAL AVE LODI CA 952402301, LODI, CA 95240-2301

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	11 N CENTRAL AVE, LODI, CA 95240-2301
Document Number	0000057257
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11 N CENTRAL AVE LODI CA 952402301, LODI, CA 95240-2301

Mortgage

Document Number	0000057257
Date	May 24, 2018
Instrument	57257

Lender

Name	AMERICAN PACIFIC MTG-TEHACHAPI
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 11 N Central Ave was $4,346 with a homeowner's exemption, up 0.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,346.00 (+0.39%)
2025	$4,329.00 Homeowner's exemption	$405,910 Land $119,066 Building $286,844
2023	$4,154.00 (+2.26%) Homeowner's exemption	$390,150 Land $114,444 Building $275,706	$425,610
2022	$4,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 N Central Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 N Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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