11 N 3rd St, Saint Charles, IL 60174 Property Records

Kane County property record for 11 N 3rd St, Saint Charles, IL 60174

Property Summary

Property TypeCommercial
Details2,015 sqft · built 1987
Lot Size0.269 acres (11,717 sqft)
OwnerCompany Name on Record
Tax Bill$26,549 (2025)
Flood ZoneZone X (minimal risk)
APN09-27-361-030

Property Details

APN / Parcel Number

Primary APN09-27-361-030

Interior

Stories1 Story
Building Area2,015 sqft Gross Area
1st Floor Area2,015 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area11,717 sqft (0.269 acres)

Location & Zoning

Street Address11 N 3RD ST
CitySAINT CHARLES
StateIL
Zip60174-1873
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionST. CHARLES ORIGINAL TOWN BLK 48 THE NLY 69.54 FT OF LTS 3 & 4 & THE NLY 69.54 FT OF THE ELY 36.5 FT OF LT 2
Legal SubdivisionSTC-ORIGINAL TOWN
Legal Block48
Legal Lot Number3,4
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2007
Census Tract852300

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address311 N 2ND ST, 304, SAINT CHARLES, IL 60174-1853
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,549.00 (+5.35%)$325,334 (+8.53%) Land $118,391 Building $206,943$976,393 (+8.53%) Land $355,315 Building $621,077
2024$299,764 (+11.36%) Land $109,086 Building $190,678$899,652 (+11.4%) Land $327,389 Building $572,263
2022$25,201.00 (+0.75%)$269,186 (+1.75%) Land $97,261 Building $171,925$807,558 (+1.75%) Land $291,783 Building $515,775
2021$25,014.00$264,546 Land $92,709 Building $171,837$793,638 Land $278,127 Building $515,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Frontier.

Nearby Properties on N 3rd St

Nearby Streets

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