Bergen County and Cresskill Borough property record for 11 Morningside Ave, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,296 sqft · built 1950 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $378,000 (Aug 2020) |
| Tax Bill | $10,113 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00160-0000-00040 |
| Primary APN | 08-00160-0000-00040 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,296 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 207000 |
|---|---|
| Street Address | 11 MORNINGSIDE AVE |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 75X100 3LT |
| Legal Subdivision | PARK HILL-CRESSKILL/CRESSKILL |
| Legal Block | 160 |
| Legal Lot Number | 40 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Aug 20, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on Record |
| Deed Sale | Aug 20, 2020 · Amount on Record |
| Deed Document Number | 202075874 |
| Deed Book / Page | 3675 / 314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1511 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050550847 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 5055/847 |
| Instrument | 2023051974 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 7, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1511 |
| Document Number | 0036750321 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 MORNINGSIDE AVE CRESSKILL NJ 076261511, CRESSKILL, NJ 07626-1511 |
| Document Number | 0036750321 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 003675/000321 |
| Instrument | 75875 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 20, 2020 |
| Property Address | 11 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1511 |
| Document Number | 0036750314 |
| Book / Page | 3675 / 314 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 20-075874 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2450 REED ST, 2450, LAKEWOOD, CO 80214-6303 |
| Name | Verified Name |
|---|---|
| Address | 11 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1511 |
| Document Number | 20075875 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 20-075875 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2050 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,800 (+18.2%) Land $400,000 Building $126,800 | $526,800 (+18.2%) Land $400,000 Building $126,800 | |
| 2025 | $10,113.00 (+5.67%) | $445,700 (+10.62%) Land $327,500 Building $118,200 | $445,700 (+10.62%) Land $327,500 Building $118,200 |
| 2024 | $9,570.00 (+7.58%) | ||
| 2023 | $402,900 Land $292,500 Building $110,400 | $402,900 Land $292,500 Building $110,400 | |
| 2022 | $8,896.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 20 (1999–2024) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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