11 Morgan Park, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 11 Morgan Park, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1961
Lot Size	0.131 acres (5,685 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Nov 2015)
Tax Bill	$7,486 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`READ M:020.0-0000-0050.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:020.0-0000-0050.0`
Alternative APNs	`M:020.0=0000=0050.0` `610000000240` `610000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	2,321 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,685 sqft (0.131 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	610000000240
Street Address	11 MORGAN PARK
City	READING
State	MA
Zip	01867-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3006
Census Tract	334200

Owner

11 Morgan Park is owned and occupied by two individuals who bought it in November 2015.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 MORGAN PARK, READING, MA 01867-2332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WINCHESTER COOPERATIVE BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional with PMI WINCHESTER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2015 · Amount on File
Deed Sale	Nov 23, 2015 · Amount on File
Prior Sale	Feb 1, 2005
Deed Book / Page	1295 / 157
Transfer Doc	001295-157
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	11 MORGAN PARK, READING, MA 01867-2332
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001986470
Date	Oct 7, 2025
Instrument	1986470

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Oct 2, 2028
Index	3-Year CMT

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	11 MORGAN PARK, READING, MA 01867-2332
Document Number	0001840737
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 MORGAN PARK READING MA 018672332, READING, MA 01867-2332

Mortgage

Document Number	0001840737
Date	Apr 28, 2020
Instrument	1840737

Lender

Name	WINCHESTER SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 11 Morgan Park was $7,486, up 4% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,486.00 (+3.96%)	$683,000 (+8.04%) Land $467,500 Building $215,500	$719,270 (+11.95%)
2025	$7,201.00 (-1.13%)	$632,200 (+1.74%) Land $432,700 Building $199,500	$642,485 (+1.93%)
2024	$7,283.00 (-1.19%)	$621,400 (+6.13%) Land $425,300 Building $196,100	$630,325
2023	$7,371.00	$585,500 Land $400,800 Building $184,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Morgan Park in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Morgan Park is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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