Worcester County and Worcester City property record for 11 Moreland St, Worcester, MA 01609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,414 sqft · built 1914 |
| Lot Size | 0.232 acres (10,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,000 (Jun 2016) |
| Tax Bill | $7,207 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-012-00009 |
| Primary APN | 25-012-00009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| Gross Area | 4,874 sqft |
| 1st Floor Area | 1,301 sqft |
| Attic | Attic |
| Attic Area | 1,015 sqft |
| Basement Area | 1,015 sqft |
| Unfinished Basement | 1,015 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,120 sqft (0.232 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 25-012-00009 |
|---|---|
| Street Address | 11 MORELAND ST |
| City | WORCESTER |
| State | MA |
| Zip | 01609-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 12 |
| Legal Lot Number | 9 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 730700 |
11 Moreland St is owned and occupied by two individuals who bought it in June 2016.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 MORELAND ST, WORCESTER, MA 01609-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Apr 18, 2019 | Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2016 · Amount on File |
| Deed Sale | Jun 21, 2016 · Amount on File |
| Deed Book / Page | 55512 / 100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 11 MORELAND ST, WORCESTER, MA 01609-1021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0067128-59 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 67128/59 |
| Instrument | 18731 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 11 MORELAND ST, WORCESTER, MA 01609-1021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0060288-91 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 60288/91 |
| Instrument | 33924 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 11 Moreland St was $7,207, up 2.6% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,207.00 (+2.61%) | $542,700 (+1.92%) Land $124,600 Building $418,100 | $563,916 (+1.99%) |
| 2025 | $7,024.00 | $532,500 Land $118,700 Building $413,800 | $552,900 (+3.89%) |
| 2024 | $532,190 | ||
| 2023 | $6,605.00 | $460,600 Land $103,200 Building $357,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Moreland St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Moreland St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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