Bergen County and Upper Saddle River Borough property record for 11 Midland Dr, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 1,710 sqft · built 1925 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $559,000 (Oct 2020) |
| Tax Bill | $13,610 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00805-0000-00001-03 |
| Primary APN | 63-00805-0000-00001-03 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,710 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 43,560 sqft (1 acres) |
| Old Parcel Number | 6300805000000103 |
|---|---|
| Street Address | 11 MIDLAND DR |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.000 AC |
| Legal Subdivision | UPPER SADDLE RIVER BOROUGH |
| Legal Block | 805 |
| Legal Lot Number | 1.03 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 MIDLAND DR, UPPER SADDLE RIVER, NJ 07458-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME LOANS INC |
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI ATLANTIC HM LOANS |
| Oct 4, 2020 | Grant Deed, Transfer · Conventional with PMI ATLANTIC HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2020 · Amount on Record |
| Deed Sale | Oct 14, 2020 · Amount on Record |
| Prior Sale | Feb 20, 2015 · Amount on Record |
| Deed Document Number | 2020103210 |
| Deed Book / Page | 3765 / 1630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 MIDLAND DR, UPPER SADDLE RIVER, NJ 07458-1603 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041171028 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 4117/1028 |
| Instrument | 2021068317 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 MIDLAND DR, UPPER SADDLE RIVER, NJ 07458-1603 |
| Document Number | 0037651636 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 MIDLAND DR UPPER SADDLE RIVER NJ 074581603, UPPER SADDLE RIVER, NJ 07458-1603 |
| Document Number | 0037651636 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 003765/001636 |
| Instrument | 103211 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 4, 2020 |
| Property Address | 11 MIDLAND DR, UPPER SADDLE RIVER, NJ 07458-1603 |
| Document Number | 0037651630 |
| Book / Page | 003765 / 001630 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 103210 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 MIDLAND DR UPPER SADDLE RIVER NJ 074581603, UPPER SADDLE RIVER, NJ 07458-1603 |
| Document Number | 37651636 |
|---|---|
| Date | Oct 4, 2020 |
| Book Page | 003765/001636 |
| Instrument | 103211 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2050 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,500 (-) Land $345,000 Building $180,500 | $525,500 (-) Land $345,000 Building $180,500 | |
| 2025 | $13,610.00 (+1.73%) | $525,500 (-) Land $345,000 Building $180,500 | $525,500 (-) Land $345,000 Building $180,500 |
| 2024 | $13,379.00 (+2.95%) | ||
| 2023 | $525,500 Land $345,000 Building $180,500 | $525,500 Land $345,000 Building $180,500 | |
| 2022 | $12,995.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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