Kershaw County property record for 11 Middleton Dr, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,897 sqft |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Sep 2021) |
| Tax Bill | $2,599 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2024 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 295-03-00-003-SJO |
| Primary APN | 295-03-00-003-SJO |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,897 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 576 sqft |
| Porch | Porch |
| Porch Area | 246 sqft |
| Account Number | 45668 |
|---|---|
| Street Address | 11 MIDDLETON DR |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | MIDDLETON SUBDIV LOT 3 |
| Legal Subdivision | MIDDLETON SUBD |
| Legal Lot Number | 3 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970905 |
11 Middleton Dr is owned and occupied by two individuals who bought it in September 2021.
Source: Kershaw County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 MIDDLETON DR, LUGOFF, SC 29078-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Mar 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAFE FCU |
| Sep 6, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on File |
| Deed Sale | Sep 30, 2021 · Amount on File |
| Prior Sale | Sep 24, 2007 · Amount on File |
| Deed Document Number | 202110789 |
| Deed Book / Page | 4578 / 300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 14, 2026 |
| Property Address | 11 MIDDLETON DR, LUGOFF, SC 29078-9553 |
| Document Number | 0000003403 |
| Book / Page | 5567 / 1 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20263403 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 11 MIDDLETON DR, LUGOFF, SC 29078-9553 |
| Document Number | 0000003403, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 5567/1 |
| Instrument | 20263403 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 11 MIDDLETON DR, LUGOFF, SC 29078-9553 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020241916 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 5102/166 |
| Instrument | 2024-1916 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29150 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Sep 6, 2019 |
| Property Address | 11 MIDDLETON DR, LUGOFF, SC 29078-9553 |
| Document Number | 0000007184 |
| Book / Page | 004088 / 000016 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 7184 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
The 2025 property tax bill for 11 Middleton Dr was $2,599.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,599.00 | $390,700 Land $40,000 Building $350,700 | $390,700 |
| 2023 | $2,614.00 | $390,700 Land $40,000 Building $350,700 | $390,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Middleton Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Middleton Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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