11 Middlesex Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 11 Middlesex Rd, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,855 sqft · built 1930
Lot Size	0.104 acres (4,541 sqft)
Owner	Individual Name on Record
Last Sale	$663,000 (Nov 2013)
Tax Bill	$14,213 (2026)
Deeds & Mortgages	May 2022 Line of Credit Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11360-16`

Property Details

APN / Parcel Number

Primary APN	`11360-16`
Alternative APNs	`WATE M:0307 B:0019 L:0008` `4738`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,855 sqft Living Area
Gross Area	5,219 sqft
Basement Area	1,269 sqft
Unfinished Basement	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,541 sqft (0.104 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	4738
Street Address	11 MIDDLESEX RD
City	WATERTOWN
State	MA
Zip	02472-4712
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SC
Legal Block	19
Legal Lot Number	8
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1012
Census Tract	370202

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 MIDDLESEX RD, WATERTOWN, MA 02472-4712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Feb 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2013 · Amount on Record
Deed Sale	Nov 22, 2013 · Amount on Record
Prior Sale	Nov 22, 2013 · Amount on Record
Deed Book / Page	62966 / 77
Transfer Doc	0062966-77
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	11 MIDDLESEX RD, WATERTOWN, MA 02472-4712
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080148-192
Date	May 19, 2022
Book Page	80148/192
Instrument	75153

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	11 MIDDLESEX RD, WATERTOWN, MA 02472-4712
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078899-117
Date	Oct 13, 2021
Book Page	78899/117
Instrument	224874

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	11 MIDDLESEX RD, WATERTOWN, MA 02472-4712
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78899-117
Date	Oct 13, 2021
Book Page	78899/117
Instrument	224874

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	11 MIDDLESEX RD, WATERTOWN, MA 02472-4712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72250-211
Date	Feb 21, 2019
Book Page	72250/211
Instrument	21562

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,213.00 (+8.15%)	$1,165,000 (+3.54%) Land $515,300 Building $649,700	$1,138,691
2025	$13,142.00 (+12.86%)	$1,125,200 (+13.06%) Land $515,300 Building $609,900
2024	$11,644.00 (-10.62%)	$995,200 (+3.74%) Land $501,500 Building $493,700
2023	$13,027.00	$959,300 Land $479,700 Building $479,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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