Westerly Town property record for 11 Michaels Way, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,910 sqft · built 2001 |
| Lot Size | 1.01 acres (44,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,834 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Apr 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:29 B:68 |
| Primary APN | WEST M:29 B:68 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,910 sqft Living Area |
| Gross Area | 5,427 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,356 sqft (1.01 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 20140110 |
|---|---|
| Street Address | 11 MICHAELS WAY |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 68 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 50901 |
11 Michaels Way is owned and occupied by an individual who acquired it in April 2022.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 MICHAELS WAY, WESTERLY, RI 02891-1451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Apr 6, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 1, 2022 |
| Transfer Doc | 02022-6838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 11 MICHAELS WAY, WESTERLY, RI 02891-1451 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-18302 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 2022/18302 |
| Instrument | 2022-4448 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 6, 2022 |
| Property Address | 11 MICHAELS WAY, WESTERLY, RI 02891-1451 |
| Document Number | 02022-6838 |
| Book / Page | 2022 / 6838 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2022-1601 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 02022-6839 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 2022/6839 |
| Instrument | 2022-1602 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 11 MICHAELS WAY, WESTERLY, RI 02891-1451 |
| Document Number | 2020-301 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11 MICHAELS WAY WESTERLY RI 028911451, WESTERLY, RI 02891-1451 |
| Document Number | 2020-301 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 002020/020301 |
| Instrument | 4623 |
| Name | WASHINGTON TR CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11 Michaels Way was $5,834.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,834.00 | $820,600 Land $192,800 Building $627,800 | $717,964 |
| 2023 | $5,856.00 (+0.64%) | $608,700 (-) Land $138,000 Building $470,700 | |
| 2022 | $5,819.00 | $608,700 Land $138,000 Building $470,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Michaels Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Apr 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Michaels Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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