11 Michael Dr, York, ME 03909 Property Records

York County and York Town property record for 11 Michael Dr, York, ME 03909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,056 sqft · built 2001
Lot Size	0.93 acres (40,510 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,342 (2025)
Deeds & Mortgages	Sep 2022 Refinance Jul 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:093 B:055-F`

Property Details

APN / Parcel Number

Primary APN	`M:093 B:055-F`
Alternative APNs	`YORK M:0093 B:0055-F` `011592` `11592`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,056 sqft Living Area
Gross Area	6,128 sqft
1st Floor Area	1,764 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	1,764 sqft
Unfinished Basement	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,510 sqft (0.93 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11592
Street Address	11 MICHAEL DR
City	YORK
State	ME
Zip	03909-5789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G2
Legal Subdivision	JOHN SEDGLEY HOMESTEAD
Legal Block	55-F
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	2
Census Block	2005
Census Tract	36002

Owner

11 Michael Dr is owned and occupied by two individuals.

Source: York County and York Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 MICHAEL DR, YORK, ME 03909-5789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jul 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Aug 17, 2017	Deed of Trust, Mortgage · ARM PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	11 MICHAEL DR, YORK, ME 03909-5789
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191140919
Date	Sep 19, 2022
Book Page	19114/919
Instrument	2022040032

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2047

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	11 MICHAEL DR, YORK, ME 03909-5789
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190650130
Date	Jul 7, 2022
Book Page	19065/130
Instrument	2022028543

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	11 MICHAEL DR, YORK, ME 03909-5789
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175400630
Date	Aug 17, 2017
Book Page	17540/0630
Instrument	2017034265

Lender

Name	PENTAGON FCU

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 11 Michael Dr was $7,342, up 16.3% from the year before.

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,342.00 (+16.26%)	$889,900 (+18.37%) Land $191,000 Building $698,900
2024	$6,315.00 (+5.25%)	$751,800 (+5.87%) Land $191,000 Building $560,800
2023	$6,000.00 (+0.44%)	$710,100 (+1.63%) Land $149,300 Building $560,800	$612,275
2022	$5,974.00	$698,700 Land $124,300 Building $574,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Michael Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Michael Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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